Resource transformation method and device

The invention relates to a resource transformation method and device. The resource transformation method comprises the steps of obtaining a resource transformation planed order corresponding to a user ID; obtaining a total amount estimated change proportion of a first resource according to a currently adaptive resource transformation proportion if the total accumulated amount of a second resource is transformed into the first resource; when the total amount estimated change proportion of the first resource belongs to a first resource total amount predicted change proportion range corresponding to a border value, establishing a second resource locked order used for locking the total accumulated amount of the second resource; marking the total accumulated amount of the second resource in a frozen state into a locked state based on the second resource locked order; and transforming the total accumulated amount of the second resource in the locked state and the frozen state into the total amount of the first reso