Information reading/writing apparatus for union pay card with chip

The present invention discloses an information reading/writing apparatus for a union pay card with a chip. When an information reader/writer is in a write state, a fingerprint reader/writer, a signature reader/writer, a pupil scan digital lens, a pupil reader/writer, a face digital lens, a face reader/writer, a digital recorder and a voice reader/writer are used to write feature digital information of a card owner into an information read/write chip of a union pay card by means of the information reader/writer, and a corresponding comparison code is set on a computer. When the information reader/writer is in a read state, the card owner should provide corresponding feature digital information when using the card, and withdrawal and account-transferring services are performed by comparing the information reader/writer with original information of the corresponding comparison code in the computer. The apparatus disclosed by the present invention is skillful in design and high in security, and will be widely app