Mobile phone arrearage reminding method and device

The invention discloses a mobile phone arrearage reminding method and device. The mobile phone arrearage reminding method comprises the following steps: detecting whether a mobile phone network is restricted for use; when the mobile phone network is restricted for use, sending a telephone charge status inquiry instruction to a server; receiving telephone charge status information returned by the server; and if the telephone charge status information comprises preset fields, pushing an arrearage reminding message to a mobile phone of a user. The mobile phone arrearage reminding device comprises a mobile phone network detection module, a telephone charge status inquiry module, a telephone charge status information receiving module and a pushing module, which are used for executing the steps above respectively. According to the mobile phone arrearage reminding method and device, when the mobile phone of the user is out of charge and out of service, the reminding message can be sent to the user in time actively,