Crowd funding based credit and debt chain processing method

A crowd funding based credit and debt chain processing method includes the following steps in sequence: a creditor and a debtor input data and performs registration through a remote device; a service processing terminal receives the data and generates and stores a three-dimensional array; the creditor or the debtor input creditor's rights information through the remote device and takes a picture of a note with a camera device at the same time; image division is performed on the picture according to the sizes of all the bills corresponding to the creditor rights after matching data inquiry and a plurality of sub pictures; sub picture recognition is performed and matching and comparison are performed; a new four-dimensional array is formed through correlation and a confirmation is sent; then the creditor or the debtor is invited for confirmation and the confirmation from the creditor or the debtor is implemented; a credit and debt chain is formed, a credit and debt list is transverse deeply for matching with cr