Identity authentication method for realizing two-dimensional code safety payment

The invention relates to an identity authentication method for realizing two-dimensional code safety payment. According to the method, identity authentication codes of a payee or a two-dimensional code releaser are loaded in a two-dimensional code, and therefore, when two-dimensional code payment is carried out, a system performs identity authentication on the payee, the two-dimensional code releaser and a payer in advance, and substantial payment business operation can be allowed to be carried out only when relevant authentication is successful. With the method of the invention adopted, the real identity information of each side can be fully displayed as much as possible, and the payer side can be assisted to further confirm whether the real identity information of the payee is consistent with the information mastered before, and whether the payer side is the true owner of a payment account can be also confirmed, and therefore, financial security of users can be guaranteed. According to the method, a safety payment threshold is established at a front end, and effective prevention of account compromised payment or illegal payment can be established at a back end, and the identity of the payer can be further authenticated, and illegal transfer through using compromised accounts can be prevented, and safety protection for the payment of the users can be implemented in a multi-aspect manner.