Method and apparatus for carrying out an electronic transaction

There is provided a method for carrying out an electronic transaction involving use of a digital payment reference between a merchant, a consumer and a trusted party. There is provided an apparatus for carrying out an electronic transaction involving use of a digital payment reference. The method an...

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1. Verfasser: GOH CHEH NGEE
Format: Patent
Sprache:eng
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Zusammenfassung:There is provided a method for carrying out an electronic transaction involving use of a digital payment reference between a merchant, a consumer and a trusted party. There is provided an apparatus for carrying out an electronic transaction involving use of a digital payment reference. The method and apparatus minimizes risk to a consumer regardless of whether the transaction is carried out either in a physical or virtual setting.