Mobile phone consumption terminal

The invention relates to a wireless consumption transaction platform, in particular to an NFC based electronic transaction platform which is a mobile phone consumption terminal. The terminal comprises a non-contact type data read-write module, an MCU control module, a wireless communication module, a security module, a data memory module, a display screen and a peripheral device, wherein the MCU control module is in serial communication connection with the non-contact type data read-write module, the wireless communication module, the security module, the data memory module, the display screen and the peripheral device. The mobile phone consumption terminal is compatible with protocols of all NFC mobile phones and non-contact IC cards with frequencies of 2.4G and 13.56M, so that the terminal can be used for all the NFC mobile phones and non-contact cards, and the operation cost is reduced; a wireless communication mode adopted by the terminal is free of geographical restrictions and network restrictions; in addition, the degree of dependence of an off-line consumption mode adopted by the terminal on the network is greatly reduced. and the terminal is realized by adopting common chips, so that the cost is reduced.