Mobile payment system and method with secure payment function
The invention provides a mobile payment system and method with a secure payment function, and relates to the technical field of mobile payment. A payment APP (application) of the payment system is communicated with a server through Internet, a payment unit comprises a service processing module, a tr...
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Format: | Patent |
Sprache: | eng |
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Zusammenfassung: | The invention provides a mobile payment system and method with a secure payment function, and relates to the technical field of mobile payment. A payment APP (application) of the payment system is communicated with a server through Internet, a payment unit comprises a service processing module, a trusted UI (user interface) module, a trusted communication module, a trusted storage module and a card reading module, and the trusted UI module, the trusted communication module, the trusted storage module and the card reading module are respectively connected with the service processing module. According to the payment method, firstly, a trading request is initiated, a secure channel is built, a server transmits trading information to the service processing module through the secure channel, the service processing module controls to realize the card reading and PIN (personal identification number) code inputting, the service processing module transmits the data to the server through the secure channel, and the server executes the trade, and transmits the result to a mobile intelligent terminal to display the trading result. The system and the method have the advantages that the secure payment can be completed by using one mobile intelligent terminal, the cost is low, and the operation is simple. |
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