Payment management method based on OLTP on-line transaction processing

The invention discloses a payment management method based on OLTP on-line transaction processing. The method comprises the following steps: carrying out refining, abstracting and business modeling on the process, link and rule within a business coverage range from the business angle; building a basic framework model by J2EE framework design; classifying different data on the basis of the model, and carrying out data deployment design by combing with the requirements of a system framework; and achieving and applying integrated design based on SOA. With marketing payment business requirements as guide, comprehensive coverage of integrated payment management business is achieved; unified access and management of financial and non-financial payment channels and other payment modes are finished. The payment management method based on OLTP on-line transaction processing disclosed by the invention is applied to power marketing charge management; compared with a traditional method, a better effect can be obtained; and the method disclosed by the invention has universality and can also be applied to the fields of other industries.