Authentication card insertion based software interface customization method and system

The invention discloses an authentication card insertion based software interface customization method. The authentication card insertion based software interface customization method comprises the following steps that S1, an IC card is inserted into a card insertion groove of an intelligent terminal to trigger a system to be automatically started up, teaching software is automatically started up after startup and invokes a card reading program to read an account number of the IC card; S2, the intelligent terminal automatically detects a networking state and obtains an XML configuration file corresponding to the IC card account number according to different situations or uses a default XML configuration file and an XML resolver to analyze contents of the XML configuration file, produce a column and display an interface; S3, the intelligent terminal records using information of the IC card and synchronously saves the XML configuration file and uploads the XML configuration file to a server when a user modifies the interface; S4, the program is exited. Each card insertion user can modify the type and content of the display interface according to the demands. Users' information is saved to the server, and unified software management is facilitated.