Initiative claim settlement service system for flight delay insurance

The invention relates to an initiative claim settlement service system for the flight delay insurance. The initiative claim settlement service system comprises a service processing core module, a product management module, an insurance policy data management module, a flight dynamic database module, a user information management module, a user information collecting addition module and a payment processing module. The initiative claim settlement service system is connected with an external marketing system, an external flight dynamic database server and a third-party payment platform through ports, so that when the dynamic states of a flight guaranteed by the flight delay insurance change, relevant information can be rapidly and accurately obtained, whether insurance policies are given out or not and whether claim settlement conditions are met or not can be automatically judged, settlement can be rapidly carried out on the insurance policies meeting the claim settlement conditions, and complex procedures for