Business using method based on NFC

The invention discloses a business using method based on NFC. The business using method based on NFC involves an NFC registering module, a system business logic module, an NFC monitoring module and the like. According to the business using method based on the NFC, a user registers an NFC terminal to a system and binds the NFC terminal with a user terminal number or account, the system takes NFC identifying information of the user terminal as an evidence for identifying the user, authorizes service authority corresponding to the terminal and makes the terminal number pay cost generated by the business, when the user needs to use the terminal with NFC identifying capacity of the system, the system judges whether the user has the authority to use the device by reading and identifying the NFC information of the user terminal, and if the user has the authority to use the device, the user can be allowed to use the device to perform corresponding business operation. The user is identified through the NFC, and theref