Method For Handling Electronic Vouchers

The invention relates to a method for handling electronic vouchers, especially in retail and/or service trade, wherein a cashless payment for one or more good(s) and/or service(s) - products - is carried out at a payment terminal using a mobile terminal, particularly a cell phone or smart phone. Data for executing the payment process/payment are transmitted wirelessly, preferably by means of Near Field Communication (NFC) transmission technology, between the mobile terminal and the payment terminal and a receipt that references the paid-for products is transmitted to the mobile terminal. The mobile terminal sends a query to a preferably central database using receipt information contained in the receipt and the database processes the query and provides an electronic voucher for a voucher product, on the basis of the receipt information transmitted with the query. The electronic voucher is cashed preferably automatically upon payment for the voucher product.