Electronic money charging service system, electronic money charging server and charging method thereof

Disclosed are an electronic money charging service system, an electronic money charging server and a charging method thereof. The electronic money charging service system in accordance with the present invention comprises a receiver terminal, a provider terminal and a spending money charging server. The receiver terminal is charged with and stores electronic money, and a provider terminal performs a payment approving procedure for the electronic money charged to the receiver terminal. The spending money charging server: receives from a subscriber who subscribes for a spending money charging service spending money information that includes at least one kind of information on the receiver terminal, the provider terminal, the charged money, and a payment method; charges the receiver terminal with electronic money corresponding to the amount of charged money and pays the money for the charged electronic money through the payment method if the subscriber is the person who pays the spending money; transmits to the