AUTOMATED SENSOR-BASED CUSTOMER IDENTIFICATION AND AUTHORIZATION SYSTEMS WITHIN A PHYSICAL ENVIRONMENT

AUTOMATED SENSOR-BASED CUSTOMER IDENTIFICATION AND AUTHORIZATION SYSTEMS WITHIN A PHYSICAL ENVIRONMENT

A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing sensor-based authentication of customers. The system may detect customer biometric data associated with an unknown customer pres...

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Bibliographische Detailangaben
Hauptverfasser: BARTH, DEVIN, SMITH, JUSTIN, GABRIELE, DAVID, KROEBER, DAMARIS
Format: Patent
Sprache:eng ; fre
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing sensor-based authentication of customers. The system may detect customer biometric data associated with an unknown customer present at a merchant location. The system may determine, based on a known customer identification profile and the detected customer biometric data, a confidence level that the unknown customer is the same individual as the known customer and authenticate the unknown customer based on a determination that the confidence level exceeds a predetermined threshold. The system may transmit identification information associated with the known customer to a financial service provider and receive payment credentials of one or more accounts associated with the known customer and authorization to utilize the one or more accounts to perform a financial transaction.