METHOD AND SYSTEM OF UTILIZING MOBILE PHONE AS LOCATOR TO MANAGE CARD ACCEPTANCE

A financial transaction method that includes receiving at a geolocation authentication module, a request from a managing computer system storing data associating identification information of individual mobile devices with individual payment card accounts, the request originating from a merchant and...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser:	VAN DEN BROECK, RIGO, BAUGNIES, BRUNO, LOGIES, NICOLE, WHITE, GRAHAM, DESSY, BENJAMIN
Format:	Patent
Sprache:	eng ; fre
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ELECTRIC COMMUNICATION TECHNIQUE ELECTRICITY PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR WIRELESS COMMUNICATIONS NETWORKS
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Beschreibung
Zusammenfassung:	A financial transaction method that includes receiving at a geolocation authentication module, a request from a managing computer system storing data associating identification information of individual mobile devices with individual payment card accounts, the request originating from a merchant and includes data identifying the geographic origin of the request for authorization against the payment card account of the customer; identifying a mobile device associated with the payment card account against which the request for authorization has been received; requesting data identifying a current geographic location of the at least one mobile device associated with the payment card account from a mobile device service provider, the mobile device service provider storing data identifying the current geographic location of the mobile device associated with the payment card account; and receiving, from the mobile device service provider, the data identifying the geographic location of the mobile device associated with the payment card account.