MÉTODO PARA MIGRAR AUTOMATICAMENTE UM USUÁRIO ENTRE COSTAS FINANCEIRAS PRÉ-PAGAS, COMPUTADOR SERVIDOR, E, MÉTODO PARA UTILIZAR CONTAS FINANCEIRAS PRÉ-PAGAS

Embodiments of the invention provide systems and methods for automatically migrating a consumer from one prepaid financial account to another prepaid financial account based on preset trigger criteria. A prepaid payment device, such as a payroll card, may be issued to the consumer and associated wit...

Ausführliche Beschreibung

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Bibliographische Detailangaben
1. Verfasser: JUSTIN T. MONK
Format: Patent
Sprache:por
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Beschreibung
Zusammenfassung:Embodiments of the invention provide systems and methods for automatically migrating a consumer from one prepaid financial account to another prepaid financial account based on preset trigger criteria. A prepaid payment device, such as a payroll card, may be issued to the consumer and associated with a prepaid financial account. The prepaid financial account may include a profile for the consumer. The issuer of the prepaid payment device may monitor the account activity and set trigger criteria that control when the consumer is automatically migrated from the current prepaid financial account and which type of new account the consumer is migrated into.