Methods and apparatus for conducting electronic transactions

Methods and apparatus for conducting electronic transactions

A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user (110) is provided with an intelligent token (202), such as a smartcard containing a digital certificate. The intelligent token suitably authentic...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: NICK SWIFT, MICHAEL JOHNSON, WILLIAM G. HOHLE, RUSSELL BENNETT, ELLIOT GLAZER, COBY ROYER, DAVID JOHNSTONE, MARVIN SIMKIN, DIRK WHITE, FRED BISHOP, ZYG GORGOL, WALTER D. LAKE
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
CHECKING-DEVICES
COIN-FREED OR LIKE APPARATUS
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
ELECTRIC COMMUNICATION TECHNIQUE
ELECTRICITY
HANDLING RECORD CARRIERS
PHYSICS
PRESENTATION OF DATA
RECOGNITION OF DATA
RECORD CARRIERS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION
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Beschreibung
Zusammenfassung:A system and method for conducting electronic commerce are disclosed. In various embodiments, the electronic transaction is a purchase transaction. A user (110) is provided with an intelligent token (202), such as a smartcard containing a digital certificate. The intelligent token suitably authenticates with a server on a network (130) that conducts all or portions of the transaction on behalf of the user. In various embodiments a wallet server (140) interacts with a security server (130) to provide enhanced reliability and confidence in the transaction. In various embodiments, the wallet server includes a toolbar (502). In various embodiments, the digital wallet pre-fills forms. Forms may be pre-filled using an auto-remember component.