Secure processing of electronic payments

Embodiments relate to computer-implemented methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions and other secure data pr...

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Bibliographische Detailangaben
Hauptverfasser: WOO, Gabriel Y, LEE, Terry W, LAM, Chai, DINN, Judy, ORTIZ, Edison U, YIN, Weiqiang
Format: Patent
Sprache:eng
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Beschreibung
Zusammenfassung:Embodiments relate to computer-implemented methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions and other secure data processes. Aspects of such systems (100) include trusted platforms (120) by which networked communication devices (110) and merchant systems (130) may registered as trusted entities 110', 130. Information associated with particular payment means, such as accounts or payment tokens, can be stored on device(s) secure data sets known as virtual or electronic wallets (112), or in the form of secure payment tokens. Common application programming interfaces executed by devices (110) may facilitate push and pull processes between electronic wallets (112) and other secure data stores (136, 120, 160). Users (190) may thereby initiate and complete electronic transactions directly from within applications on trusted devices (110').