Instant money transfer methods and system for implementing same

The claimed group of inventions relates to information technologies in the financial industry, specifically to automated methods and to a system for carrying out interbank transfers of monetary funds from the bank account of one individual to the bank account of another individual on the basis of a known social identifier of the receiver of the monetary funds, without indication of the client's actual bank account number or details of the client's payment instrument, and also carrying out monetary transfers between two or more of an individual's own bank accounts that are open in various credit institutions, the system of which includes: means of communication between Sender and Receiver, computing systems of the Sender's bank and of the Receiver's bank, a central server component, a payment system and a notification service.