Multi-party transaction payment network bridge apparatus and method

A system, method, and computer-readable storage medium configured to enable commodity voucher transactions. There is provided a method of processing an electronic voucher transaction. The method comprises reading electronic voucher information with an electronic voucher interface, the electronic voucher information containing: a cardholder identifier, and a number of unredeemed electronic vouchers. The method then totals, with a processor, a number of goods or services to be redeemed with an electronic voucher. The number of vouchers required to redeem the number of goods or services with the processor is calculated. The number of unredeemed electronic vouchers and the calculated number of vouchers required to redeem the number of goods or services are compared with the processor. The method denies, with the processor, the electronic voucher transaction when the number of unredeemed electronic vouchers is less than the calculated number of vouchers required to redeem the number of goods or services.