Structuring a finance agreement to include an insurance component appendix to hedge against risk

Method for providing financial asset protection for a project, by creating a Risk Transfer Structure to protect the assets, revenue stream(s), including but not limited to protection of Lender(s) interest and principal payment obligations, and liabilities of the Business/Borrower by providing a strategy that contractually hedges risk at all levels of a funded project, thereby limiting potential exposures to the Borrower and Lender, without negatively impacting the overall financial condition of the Business or its ability to meet its financial obligations. An insurance policy provides, by contract, language and a template that allows the primary insurer and reinsurer to act as the Lender for specific projects and pays financial asset Lender(s) for their loan amount through an all risk policy. This reduces the need for the servicer to engage in additional investing in order to hedge against default risks during the life of the loan.