Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment

A rule set is used to determine at least one rule for authorizing a transaction debiting an account of an authorized user. Subsequently, the account is debited, according to the at least one rule, in real time if the transaction is authorized. The real time debit is settled with transaction provider...

Ausführliche Beschreibung

Gespeichert in:

Bibliographische Detailangaben
Hauptverfasser:	SESH KUMAR VENKATA HARA NAGA BURUGULA, ANJAYYA CHOWDARY TUMMALA, VARMA LAXMI JAGANNADHA SIVA KUMAR JAMPANA, KRISHNA MOHAN SISTLA, SIMON JAMES JOYCE, SURESH KUMAR MUNNANGI, RADHAKRISHNAN SUBHASHREE, VEERABHADRA RAO KALLURI, ANIL KUMAR REDDY NAKKALA, KALYAN CHAKRAVARTHY KASTURI, PRASAD NAGANJANEYA VARA UNDAVALLI, PRAFULLA C. GUPTA, ASHOK KUMAR REDDY ENUGA, KONDAL RAO NALLAJERLA, RAJU WALDAKAR, NARENDRA KUMAR VELAGALA, RICHA GUPTA, SURYA SEKHAR LAKSHMI VELPURI, MANOHAR SITARAM VAIDYA, KRISHNA MOHAN VENKATA KOMPELLA, MURALIDHAR GOPARAJU, BHANU MURTHY NALLAGONDA, MICHEL HEITSTUMAN, RANGANATHAM VELURU, SRINIVAS SEETAMSETTY, SUNDARAM MOHAN KUMAR, FERNANDO MANOEL ALVES JR. SANTOS, AMBA PRASAD GUDIPATI, RAVI KIRAN MACHIRAJU, GOPAL VOORADI
Format:	Patent
Sprache:	eng
Schlagworte:	CALCULATING CHECKING-DEVICES COIN-FREED OR LIKE APPARATUS COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES ELECTRIC COMMUNICATION TECHNIQUE ELECTRIC DIGITAL DATA PROCESSING ELECTRICITY PHYSICS SELECTING SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR TELEPHONIC COMMUNICATION WIRELESS COMMUNICATIONS NETWORKS
Online-Zugang:	Volltext bestellen
Tags:	Tag hinzufügen Keine Tags, Fügen Sie den ersten Tag hinzu!

Beschreibung
Zusammenfassung:	A rule set is used to determine at least one rule for authorizing a transaction debiting an account of an authorized user. Subsequently, the account is debited, according to the at least one rule, in real time if the transaction is authorized. The real time debit is settled with transaction providers in accordance with at least one settlement rule. If it is determined that the authorized user does not have sufficient funds in an authorized user account to debit for the transaction, the authorized user account may be recharged by a recharge routine that includes determining a recharge user account to transfer funds from and authorizing the transfer by at least one of referring to a pre-authorized transfer and requesting authorization from the authorized user. The transaction may be requested and the transaction providers may be connected via heterogeneous networks.