Turnkey system providing centralized data aggregation

A distributable software system (401) is disclosed for collecting and aggregating data from a network and for providing compartmentalized and optimized data summaries to third parties. The system includes a data gathering layer for gathering the data (402); a data normalization layer for normalizing data types from multiple data sources (403); a data cleansing layer for correcting data inconsistencies (404); a data enrichment layer for rendering data analyzable (405); and an application interface layer for providing multiple interfaces to multiple user applications (406). An enterprise utilizes the system to provide data aggregation and summary services to clients. In preferred embodiments, intelligence created from the activity is harnessed to provide and improve services and to enhance profitability of the enterprise.