MISSBRAUCHFREIES, ANONYMES ZAHLUNGSSYSTEM

The invention relates to a method for processing secure payment transactions in a data network (18) and in a telecommunications network (19) by way of a management system (10). The management system comprises at least one database server (11) with at least one database containing anonymous numbered accounts (14) and authenticatable buyer accounts (15). Simple and secure access processes (12) to access these accounts allow the buyer (17) to anonymously or non-anonymously process the payment transaction. The invention also relates to a technically automated registration method. According to the invention, the transport of purchased goods or services is monitored and controlled in a technically automated processing system (13). By way of the processing system (13), the sellers (16) have access to technical methods for accelerating confirmation of orderly receipt of the goods by the buyer (17). Said methods enable the anonymous and secure payment of monetary amounts for buyers (17) and for sellers (16) with a high degree of user-friendliness, and a balance of risk between the partners is secured.