Progress of Crop Insurance Schemes in Haryana, India

T he p aper e xamines t he p rogress o f c rops u nder t he c rop insurance scheme in Haryana State of India. T he s tudy is based on secondary data over a period of 16 years, since the launching of crop insurance schemes in Haryana. In 2004, the National Agriculture Insurance Scheme was started, then the Modified National Agriculture Insurance Scheme and in 2016 Pradhan Mantri Fasal Bima Yojana were launched. We collected seasonal information regarding the number of farmers, sums insured, premiums paid, claims, etc., in order to analyse the percentage of loanee and non-loanee farmers. The study revealed a positive performance of loanee farmers, non-loanee farmers and the area covered, the number of beneficiaries and claims paid to insured farmers from the beginning of crop insurance as referred in the paper. This study has shown that there is a positive performance of National Agriculture Insurance (NAIS), Modified National Agriculture Insurance Scheme (MNAIS) and Pradhan Mantri Fasal Bima Yojana (PMFBY) in Haryana.