Should pension savings be a protected property at bankruptcy?

Paper presented at the international personal insolvency conference, 'A Fresh Look at Fresh Start : The Human Dimension to Bankruptcy' - hosted by Queensland University of Technology, Brisbane, Australia in September 2016 - recent New Zealand proposal to expose more pension savings to the claims of creditors in bankruptcy - New Zealand Court of Appeal in Trustee Executors Ltd v The Official Assignee - implications within the context of both the Insolvency Act 2006 (NZ) and the KiwiSaver Act 200 (NZ) - Ministry of Business, Innovation and Employment Discussion Document ‘Accessibility of Retirement Savings in Bankruptcy for the Repayment of Creditors’ (2016) - reform to make some, or all, of a bankrupt’s pension savings available to the Official Assignee for the benefit of a bankrupt’s creditors - suggests more limited reforms be implemented to prevent bankrupts unfairly using the inalienability of pension savings to defeat the interests of creditors.