REALITI PENGURUSAN ASET DAN LIABILITI DALAM PERBANKAN ISLAM: Keywords: Micro-Credit Financing, Islamic Economics

In implementing the Asset-Liability Management (Asset-Liability Management or ALM) in a bank, especially in Islamic banking, the three requirements or basic components that need to be taken into account so that the ALM is running smoothly and systematically is the first is about the theory and the concept itself ALM which will be discussed in this paper, the second is a bank ALM information system, which will be discussed in the next section, and the third is in the ALM decision making process itself will be discussed also in this paper. If these three requirements or components mentioned previously implemented, then an asset and liability management can be developed systematically.