Phishing—A Cyber Fraud: The Types, Implications and Governance

Internet users are becoming ignorant with their data and the transparency of information due to the nature of high-speed internet today. Regrettably, internet users are deceived by engineering tactics performed by highly trained people, namely cybercriminals. Thus, in order to combat phishing attacks, internet users should be educated on security concerns, the influence of social engineering and anti-phishing knowledge. This paper presents a literature review of phishing, a type of cyber fraud, covering the types of phishing, the implications and governance. This study benefits the public to mitigate phishing attacks and increase phishing awareness.