The hidden cost of private health insurance in Australia

The provision of health services in Australia currently is primarily financed by a unique interaction of public and private insurers. This commentary looks at a loophole in this framework, namely that private insurers have to date been able to avoid funding healthcare for some of their policy holder...

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Veröffentlicht in:	Australian health review 2013-01, Vol.37 (1), p.1-3
Hauptverfasser:	Seah, Davinia S E, Cheong, Timothy Z, Anstey, Matthew H R
Format:	Artikel
Sprache:	eng
Schlagworte:	Australia Choice Behavior Cost shifting Finance Financing, Government Financing, Personal Fixed rates Funding Government policy Health administration Health care policy Health Expenditures Health facilities Health insurance Health services Hospital Charges - legislation & jurisprudence Hospitals Hospitals, Public - economics Hospitals, Public - legislation & jurisprudence Humans Indigent care Insurance coverage Insurance premiums Insurance, Health - economics Insurance, Health - legislation & jurisprudence Law and legislation Medical care, Cost of Medicare National Health Programs - economics National Health Programs - legislation & jurisprudence Policyholders Private Sector - economics Resource Allocation Subsidies Universal Coverage - economics Universal Coverage - legislation & jurisprudence
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Beschreibung
Zusammenfassung:	The provision of health services in Australia currently is primarily financed by a unique interaction of public and private insurers. This commentary looks at a loophole in this framework, namely that private insurers have to date been able to avoid funding healthcare for some of their policy holders, as it is not a requirement to use private insurance when treatment occurs in Australian public hospitals.
ISSN:	0156-5788 1449-8944
DOI:	10.1071/AH11126