What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity?

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1. Verfasser: Pintea, Dumitru (VerfasserIn)
Format: Elektronisch E-Book
Sprache:English
Veröffentlicht: Chişinău [Moldova, Republic of] EXPERT-GRUP Centrul Analitic Independent 2017
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500 |a In order to identify the mechanisms/tools that could be used by NBM, banks and Government to overcome this lack of confidence and resume the lending activity, Expert-Grup committed to facilitate the dialogue between commercial banks, NBM, experts and other stakeholders. How we can stimulate the lending activity and bring back trust in the bank-customer relationship study was developed for this purpose1. This document focused on two subject lines. On the one hand, the study aims to identify the actual causes that fuel the bank disintermediation and the constraints that hinder the expansion of bank loans, on the other hand - to present solution how to foster this activity. In addition, in order to explore the actual situation, the Questionnaire for Assessing the Lending Activity was developed and sent to banks. This tool allowed forming a much clearer picture of the constraints affecting the demand and supply by types of loans. In the end, the results were discussed at a round table attended by representatives of commercial banks, Government, top management of NBM and other economic experts. The presence of all the stakeholders around the same table allowed to express the inside vision on this phenomenon and this note comes to synthesize and to totalise the results of the actions conducted by Expert-Grup in order to identify the factors underlying the bank disintermediation and the solutions regarding the stimulation of lending activity 
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spelling Pintea, Dumitru Verfasser aut
What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity? Dumitru Pintea
Chişinău [Moldova, Republic of] EXPERT-GRUP Centrul Analitic Independent 2017
Frankfurt M. CEEOL 2017
1 Online-Ressource (5 Seiten)
txt rdacontent
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cr rdacarrier
In order to identify the mechanisms/tools that could be used by NBM, banks and Government to overcome this lack of confidence and resume the lending activity, Expert-Grup committed to facilitate the dialogue between commercial banks, NBM, experts and other stakeholders. How we can stimulate the lending activity and bring back trust in the bank-customer relationship study was developed for this purpose1. This document focused on two subject lines. On the one hand, the study aims to identify the actual causes that fuel the bank disintermediation and the constraints that hinder the expansion of bank loans, on the other hand - to present solution how to foster this activity. In addition, in order to explore the actual situation, the Questionnaire for Assessing the Lending Activity was developed and sent to banks. This tool allowed forming a much clearer picture of the constraints affecting the demand and supply by types of loans. In the end, the results were discussed at a round table attended by representatives of commercial banks, Government, top management of NBM and other economic experts. The presence of all the stakeholders around the same table allowed to express the inside vision on this phenomenon and this note comes to synthesize and to totalise the results of the actions conducted by Expert-Grup in order to identify the factors underlying the bank disintermediation and the solutions regarding the stimulation of lending activity
Economy
Financial Markets
Central and Eastern European Online Library Sonstige oth
spellingShingle Pintea, Dumitru
What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity?
Economy
Financial Markets
title What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity?
title_auth What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity?
title_exact_search What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity?
title_exact_search_txtP What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity?
title_full What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity? Dumitru Pintea
title_fullStr What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity? Dumitru Pintea
title_full_unstemmed What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity? Dumitru Pintea
title_short What Factors Underpin Bank Disintermediation and How Can We Stimulate the Lending Activity?
title_sort what factors underpin bank disintermediation and how can we stimulate the lending activity
topic Economy
Financial Markets
topic_facet Economy
Financial Markets
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