Are women more credit constrained? experimental evidence on gender and microenterprise returns

"This paper analyzes data from a randomized experiment on mean returns to capital in Sri Lankan micro-enterprises. The findings show greater returns among men than among women; indeed, returns were not different from zero for women. The authors explore different explanations for the lower retur...

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1. Verfasser: De Mel, Suresh J. 1964- (VerfasserIn)
Format: Elektronisch E-Book
Sprache:English
Veröffentlicht: [Washington, D.C] World Bank [2008]
Schriftenreihe:Policy research working paper 4746
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520 3 |a "This paper analyzes data from a randomized experiment on mean returns to capital in Sri Lankan micro-enterprises. The findings show greater returns among men than among women; indeed, returns were not different from zero for women. The authors explore different explanations for the lower returns among female owners, and find no evidence that the gender gap is explained by differences in ability, risk aversion, or entrepreneurial attitudes. Differential access to unpaid family labor and social constraints limiting sales to local areas are not important. However, there is evidence that women invested grants differently from men. A smaller share of the smaller grants remained in the female-owned enterprises, and men were more likely to spend the grant on working capital and women on equipment. The gender gap is largest when male-dominated sectors are compared with female-dominated sectors, although female returns are lower than male returns even for females working in the same industries as men. The authors examine the heterogeneity of returns to determine whether any group of businesses owned by women benefit from easing capital constraints. The results suggest there is a large group of high-return male owners and a smaller group of poor, high-ability, female owners who might benefit from more access to capital. "--World Bank web site 
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spelling De Mel, Suresh J. 1964- Verfasser aut
Are women more credit constrained? experimental evidence on gender and microenterprise returns Suresh de Mel, David McKenzie, Christopher Woodruff
[Washington, D.C] World Bank [2008]
1 Online-Ressource
txt rdacontent
c rdamedia
cr rdacarrier
Policy research working paper 4746
Includes bibliographical references
Title from PDF file as viewed on 5/12/2009
"This paper analyzes data from a randomized experiment on mean returns to capital in Sri Lankan micro-enterprises. The findings show greater returns among men than among women; indeed, returns were not different from zero for women. The authors explore different explanations for the lower returns among female owners, and find no evidence that the gender gap is explained by differences in ability, risk aversion, or entrepreneurial attitudes. Differential access to unpaid family labor and social constraints limiting sales to local areas are not important. However, there is evidence that women invested grants differently from men. A smaller share of the smaller grants remained in the female-owned enterprises, and men were more likely to spend the grant on working capital and women on equipment. The gender gap is largest when male-dominated sectors are compared with female-dominated sectors, although female returns are lower than male returns even for females working in the same industries as men. The authors examine the heterogeneity of returns to determine whether any group of businesses owned by women benefit from easing capital constraints. The results suggest there is a large group of high-return male owners and a smaller group of poor, high-ability, female owners who might benefit from more access to capital. "--World Bank web site
Online-Ausg Also available in print
Businesswomen Sri Lanka
Sex discrimination Sri Lanka
Small business Sri Lanka
Woodruff, Christopher Sonstige oth
McKenzie, David Sonstige oth
World Bank Sonstige oth
De Mel, Suresh Are women more credit constrained?
http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-4746 Verlag URL des Erstveröffentlichers Volltext
spellingShingle De Mel, Suresh J. 1964-
Are women more credit constrained? experimental evidence on gender and microenterprise returns
Businesswomen Sri Lanka
Sex discrimination Sri Lanka
Small business Sri Lanka
title Are women more credit constrained? experimental evidence on gender and microenterprise returns
title_auth Are women more credit constrained? experimental evidence on gender and microenterprise returns
title_exact_search Are women more credit constrained? experimental evidence on gender and microenterprise returns
title_exact_search_txtP Are women more credit constrained? experimental evidence on gender and microenterprise returns
title_full Are women more credit constrained? experimental evidence on gender and microenterprise returns Suresh de Mel, David McKenzie, Christopher Woodruff
title_fullStr Are women more credit constrained? experimental evidence on gender and microenterprise returns Suresh de Mel, David McKenzie, Christopher Woodruff
title_full_unstemmed Are women more credit constrained? experimental evidence on gender and microenterprise returns Suresh de Mel, David McKenzie, Christopher Woodruff
title_short Are women more credit constrained?
title_sort are women more credit constrained experimental evidence on gender and microenterprise returns
title_sub experimental evidence on gender and microenterprise returns
topic Businesswomen Sri Lanka
Sex discrimination Sri Lanka
Small business Sri Lanka
topic_facet Businesswomen Sri Lanka
Sex discrimination Sri Lanka
Small business Sri Lanka
url http://elibrary.worldbank.org/content/workingpaper/10.1596/1813-9450-4746
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