Progress in China'S Banking Sector Reform Has Bank Behavior Changed?

Substantial effort has been devoted to reforming China''s banking system in recent years. The authorities recapitalized three large state-owned banks, introduced new governance structures, and brought in foreign strategic investors. However, it remains unclear the extent to which currently...

Ausführliche Beschreibung

Gespeichert in:
Bibliographische Detailangaben
1. Verfasser: Podpiera, Richard (VerfasserIn)
Format: Elektronisch E-Book
Sprache:English
Veröffentlicht: Washington, D.C International Monetary Fund 2006
Schriftenreihe:IMF Working Papers Working Paper No. 06/71
Online-Zugang:DE-20
DE-824
DE-70
DE-155
DE-29
DE-22
DE-473
DE-1102
DE-703
DE-859
DE-706
DE-384
DE-860
DE-19
DE-739
DE-355
DE-Aug4
DE-1049
DE-12
DE-91
URL des Erstveröffentlichers
Tags: Tag hinzufügen
Keine Tags, Fügen Sie den ersten Tag hinzu!

MARC

LEADER 00000nam a2200000 cb4500
001 BV048349376
003 DE-604
005 00000000000000.0
007 cr|uuu---uuuuu
008 220713s2006 xx o|||| 00||| eng d
020 |a 1451863314  |c 15.00 USD  |9 1-451-86331-4 
020 |a 9781451863314  |c 15.00 USD  |9 978-1-451-86331-4 
035 |a (ZDB-1-IMF)845892010 
035 |a (OCoLC)1337131372 
035 |a (DE-599)BVBBV048349376 
040 |a DE-604  |b ger 
041 0 |a eng 
049 |a DE-20  |a DE-824  |a DE-70  |a DE-155  |a DE-29  |a DE-22  |a DE-473  |a DE-1102  |a DE-703  |a DE-859  |a DE-706  |a DE-384  |a DE-860  |a DE-19  |a DE-739  |a DE-355  |a DE-Aug4  |a DE-1049  |a DE-12  |a DE-91 
100 1 |a Podpiera, Richard  |e Verfasser  |4 aut 
245 1 0 |a Progress in China'S Banking Sector Reform  |b Has Bank Behavior Changed?  |c Podpiera, Richard 
264 1 |a Washington, D.C  |b International Monetary Fund  |c 2006 
300 |a 1 Online-Ressource (25 p) 
336 |b txt  |2 rdacontent 
337 |b c  |2 rdamedia 
338 |b cr  |2 rdacarrier 
490 0 |a IMF Working Papers  |v Working Paper No. 06/71 
520 3 |a Substantial effort has been devoted to reforming China''s banking system in recent years. The authorities recapitalized three large state-owned banks, introduced new governance structures, and brought in foreign strategic investors. However, it remains unclear the extent to which currently reported data reflect the true credit risk in loan portfolios and whether lending decisions have started to be taken on a commercial basis. We examine lending growth, credit pricing, and regional patterns in lending from 1997 through 2004 to look for evidence of changing behavior of the large state-owned commercial banks (SCBs). We find that the SCBs have slowed down credit expansion, but that the pricing of credit risk remains undifferentiated and banks do not appear to take enterprise profitability into account when making lending decisions. Controlling for several factors, we find that large SCBs have continued to lose market share to other financial institutions in provinces with more profitable enterprises. The full impact of the most recent reforms will become clear only in several years, however, and these issues should be revisited in future research 
533 |a Online-Ausg 
856 4 0 |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |x Verlag  |z URL des Erstveröffentlichers  |3 Volltext 
912 |a ZDB-1-IMF 
943 1 |a oai:aleph.bib-bvb.de:BVB01-033728644 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-20  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-824  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-70  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-155  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-29  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-22  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-473  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-1102  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-703  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-859  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-706  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-384  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-860  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-19  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-739  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-355  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-Aug4  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-1049  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-12  |p ZDB-1-IMF  |x Verlag  |3 Volltext 
966 e |u http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml  |l DE-91  |p ZDB-1-IMF  |x Verlag  |3 Volltext 

Datensatz im Suchindex

DE-BY-TUM_katkey 2672335
DE-BY-UBM_katkey 6243592
DE-BY-UBM_local_url Verlag
http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml
_version_ 1823048840485273601
any_adam_object
author Podpiera, Richard
author_facet Podpiera, Richard
author_role aut
author_sort Podpiera, Richard
author_variant r p rp
building Verbundindex
bvnumber BV048349376
collection ZDB-1-IMF
ctrlnum (ZDB-1-IMF)845892010
(OCoLC)1337131372
(DE-599)BVBBV048349376
format Electronic
eBook
fullrecord <?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>05541nam a2200577 cb4500</leader><controlfield tag="001">BV048349376</controlfield><controlfield tag="003">DE-604</controlfield><controlfield tag="005">00000000000000.0</controlfield><controlfield tag="007">cr|uuu---uuuuu</controlfield><controlfield tag="008">220713s2006 xx o|||| 00||| eng d</controlfield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">1451863314</subfield><subfield code="c">15.00 USD</subfield><subfield code="9">1-451-86331-4</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9781451863314</subfield><subfield code="c">15.00 USD</subfield><subfield code="9">978-1-451-86331-4</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(ZDB-1-IMF)845892010</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)1337131372</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-599)BVBBV048349376</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DE-604</subfield><subfield code="b">ger</subfield></datafield><datafield tag="041" ind1="0" ind2=" "><subfield code="a">eng</subfield></datafield><datafield tag="049" ind1=" " ind2=" "><subfield code="a">DE-20</subfield><subfield code="a">DE-824</subfield><subfield code="a">DE-70</subfield><subfield code="a">DE-155</subfield><subfield code="a">DE-29</subfield><subfield code="a">DE-22</subfield><subfield code="a">DE-473</subfield><subfield code="a">DE-1102</subfield><subfield code="a">DE-703</subfield><subfield code="a">DE-859</subfield><subfield code="a">DE-706</subfield><subfield code="a">DE-384</subfield><subfield code="a">DE-860</subfield><subfield code="a">DE-19</subfield><subfield code="a">DE-739</subfield><subfield code="a">DE-355</subfield><subfield code="a">DE-Aug4</subfield><subfield code="a">DE-1049</subfield><subfield code="a">DE-12</subfield><subfield code="a">DE-91</subfield></datafield><datafield tag="100" ind1="1" ind2=" "><subfield code="a">Podpiera, Richard</subfield><subfield code="e">Verfasser</subfield><subfield code="4">aut</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">Progress in China'S Banking Sector Reform</subfield><subfield code="b">Has Bank Behavior Changed?</subfield><subfield code="c">Podpiera, Richard</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">Washington, D.C</subfield><subfield code="b">International Monetary Fund</subfield><subfield code="c">2006</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">1 Online-Ressource (25 p)</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="b">c</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="b">cr</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="490" ind1="0" ind2=" "><subfield code="a">IMF Working Papers</subfield><subfield code="v">Working Paper No. 06/71</subfield></datafield><datafield tag="520" ind1="3" ind2=" "><subfield code="a">Substantial effort has been devoted to reforming China''s banking system in recent years. The authorities recapitalized three large state-owned banks, introduced new governance structures, and brought in foreign strategic investors. However, it remains unclear the extent to which currently reported data reflect the true credit risk in loan portfolios and whether lending decisions have started to be taken on a commercial basis. We examine lending growth, credit pricing, and regional patterns in lending from 1997 through 2004 to look for evidence of changing behavior of the large state-owned commercial banks (SCBs). We find that the SCBs have slowed down credit expansion, but that the pricing of credit risk remains undifferentiated and banks do not appear to take enterprise profitability into account when making lending decisions. Controlling for several factors, we find that large SCBs have continued to lose market share to other financial institutions in provinces with more profitable enterprises. The full impact of the most recent reforms will become clear only in several years, however, and these issues should be revisited in future research</subfield></datafield><datafield tag="533" ind1=" " ind2=" "><subfield code="a">Online-Ausg</subfield></datafield><datafield tag="856" ind1="4" ind2="0"><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="x">Verlag</subfield><subfield code="z">URL des Erstveröffentlichers</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ZDB-1-IMF</subfield></datafield><datafield tag="943" ind1="1" ind2=" "><subfield code="a">oai:aleph.bib-bvb.de:BVB01-033728644</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-20</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-824</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-70</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-155</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-29</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-22</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-473</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-1102</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-703</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-859</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-706</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-384</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-860</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-19</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-739</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-355</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-Aug4</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-1049</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-12</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml</subfield><subfield code="l">DE-91</subfield><subfield code="p">ZDB-1-IMF</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield></record></collection>
id DE-604.BV048349376
illustrated Not Illustrated
indexdate 2025-02-03T15:58:23Z
institution BVB
isbn 1451863314
9781451863314
language English
oai_aleph_id oai:aleph.bib-bvb.de:BVB01-033728644
oclc_num 1337131372
open_access_boolean
owner DE-20
DE-824
DE-70
DE-155
DE-BY-UBR
DE-29
DE-22
DE-BY-UBG
DE-473
DE-BY-UBG
DE-1102
DE-703
DE-859
DE-706
DE-384
DE-860
DE-19
DE-BY-UBM
DE-739
DE-355
DE-BY-UBR
DE-Aug4
DE-1049
DE-12
DE-91
DE-BY-TUM
owner_facet DE-20
DE-824
DE-70
DE-155
DE-BY-UBR
DE-29
DE-22
DE-BY-UBG
DE-473
DE-BY-UBG
DE-1102
DE-703
DE-859
DE-706
DE-384
DE-860
DE-19
DE-BY-UBM
DE-739
DE-355
DE-BY-UBR
DE-Aug4
DE-1049
DE-12
DE-91
DE-BY-TUM
physical 1 Online-Ressource (25 p)
psigel ZDB-1-IMF
publishDate 2006
publishDateSearch 2006
publishDateSort 2006
publisher International Monetary Fund
record_format marc
series2 IMF Working Papers
spellingShingle Podpiera, Richard
Progress in China'S Banking Sector Reform Has Bank Behavior Changed?
title Progress in China'S Banking Sector Reform Has Bank Behavior Changed?
title_auth Progress in China'S Banking Sector Reform Has Bank Behavior Changed?
title_exact_search Progress in China'S Banking Sector Reform Has Bank Behavior Changed?
title_full Progress in China'S Banking Sector Reform Has Bank Behavior Changed? Podpiera, Richard
title_fullStr Progress in China'S Banking Sector Reform Has Bank Behavior Changed? Podpiera, Richard
title_full_unstemmed Progress in China'S Banking Sector Reform Has Bank Behavior Changed? Podpiera, Richard
title_short Progress in China'S Banking Sector Reform
title_sort progress in china s banking sector reform has bank behavior changed
title_sub Has Bank Behavior Changed?
url http://elibrary.imf.org/view/IMF001/05458-9781451863314/05458-9781451863314/05458-9781451863314.xml
work_keys_str_mv AT podpierarichard progressinchinasbankingsectorreformhasbankbehaviorchanged