Commitments to Save A Field Experiment in Rural Malawi
This paper reports the results of a field experiment that randomly assigned smallholder cash crop farmers formal savings accounts. In collaboration with a microfinance institution in Malawi, the authors tested two primary treatments, offering either: 1) "ordinary" accounts, or 2) both ordi...
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The World Bank
2011
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| 520 | |a This paper reports the results of a field experiment that randomly assigned smallholder cash crop farmers formal savings accounts. In collaboration with a microfinance institution in Malawi, the authors tested two primary treatments, offering either: 1) "ordinary" accounts, or 2) both ordinary and "commitment" accounts. Commitment accounts allowed customers to restrict access to their own funds until a future date of their choosing. A control group was not offered any account but was tracked alongside the treatment groups. Only the commitment treatment had statistically significant effects on subsequent outcomes. The effects were positive and large on deposits and withdrawals immediately prior to the next planting season, agricultural input use in that planting, crop sales from the subsequent harvest, and household expenditures in the period after harvest. Across the set of key outcomes, the commitment savings treatment had larger effects than the ordinary savings treatment. Additional evidence suggests that the positive impacts of commitment derive from keeping funds from being shared with one's social network | ||
| 700 | 1 | |a Yang, Dean |4 oth | |
| 700 | 1 | |a Goldberg, Jessica |4 oth | |
| 700 | 1 | |a Brune, Lasse |4 oth | |
| 700 | 1 | |a Giné, Xavier |4 oth | |
| 776 | 0 | 8 | |i Brune, Lasse |a Commitments to Save |
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| format | Electronic eBook |
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| id | DE-604.BV048265186 |
| illustrated | Not Illustrated |
| indexdate | 2025-02-03T15:58:23Z |
| institution | BVB |
| language | English |
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| owner | DE-12 DE-521 DE-573 DE-523 DE-Re13 DE-BY-UBR DE-19 DE-BY-UBM DE-355 DE-BY-UBR DE-703 DE-91 DE-BY-TUM DE-706 DE-29 DE-M347 DE-473 DE-BY-UBG DE-824 DE-20 DE-739 DE-1043 DE-863 DE-BY-FWS DE-862 DE-BY-FWS |
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| physical | 1 Online-Ressource (55 p) |
| psigel | ZDB-1-WBA |
| publishDate | 2011 |
| publishDateSearch | 2011 |
| publishDateSort | 2011 |
| publisher | The World Bank |
| record_format | marc |
| spellingShingle | Brune, Lasse Commitments to Save A Field Experiment in Rural Malawi |
| title | Commitments to Save A Field Experiment in Rural Malawi |
| title_auth | Commitments to Save A Field Experiment in Rural Malawi |
| title_exact_search | Commitments to Save A Field Experiment in Rural Malawi |
| title_full | Commitments to Save A Field Experiment in Rural Malawi Lasse Brune |
| title_fullStr | Commitments to Save A Field Experiment in Rural Malawi Lasse Brune |
| title_full_unstemmed | Commitments to Save A Field Experiment in Rural Malawi Lasse Brune |
| title_short | Commitments to Save |
| title_sort | commitments to save a field experiment in rural malawi |
| title_sub | A Field Experiment in Rural Malawi |
| url | https://doi.org/10.1596/1813-9450-5748 |
| work_keys_str_mv | AT brunelasse commitmentstosaveafieldexperimentinruralmalawi AT yangdean commitmentstosaveafieldexperimentinruralmalawi AT goldbergjessica commitmentstosaveafieldexperimentinruralmalawi AT ginexavier commitmentstosaveafieldexperimentinruralmalawi |