Disrupting finance Fintech and strategy in the 21st century

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Weitere Verfasser: Lynn, Theo (HerausgeberIn), Mooney, John G. (HerausgeberIn), Rosati, Pierangelo (HerausgeberIn), Cummins, Mark 1968- (HerausgeberIn)
Format: Buch
Sprache:English
Veröffentlicht: Cham Palgrave Macmillan [2019]
Schriftenreihe:Palgrave studies in digital business & enabling technologies
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Datensatz im Suchindex

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adam_text Contents 1 Deciphering Crowdfunding 1 Francesca Di Pietro 1.1 The Crowdfunding Phenomenon: An Overview 2 1.1.1 The European Market 3 1.1.2 The US Market 4 1.1.3 The Aisia-Pacific Market 5 1.2 Crowdfunding State-of-the-Art 5 1.2.1 Investment Models 6 1.2.2 Non-investment Models 8 1.3 New Research Trends: The Language of Crowdfunding 10 References 11 2 Addressing Information Asymmetries in Online Peer-to-Peer Lending 15 Mark Cummins, Theo Lynn Ciarán Mac an Bhaird and Pierangelo Rosati 2.1 Introduction 16 2.2 Online Peer-to-Peer Lending Platforms 17 2.3 Information Asymmetries and Peer to Peer Lending Platforms 20 2.4 Conclusions and Euture Directions for Research 25 References 27 XI 33 34 35 40 40 41 43 44 45 48 51 52 53 54 55 57 57 57 57 61 62 64 65 67 71 72 CONTENTS Machine Learning and AI for Bisk Management Saqib Aziz and Michael Dowling 3.1 Introduction 3.2 Machine Learning and AI Techniques for Risk Management 3.3 Machine Learning and AI Applications for Risk Management 3.3.1 Application to Credit Risk 3.3.2 Application to Market Risk 3.3.3 Application to Operational Risk 3.3.4 Application to RegTech 3.4 The Challenges and Future of Machine Learning and AI for Risk Management References What FinTech Can Learn from High-Frequency Trading: Economic Consequences, Open Issues and Future of Corporate Disclosure Eleonora Monaco 4.1 Introduction 4.2 High-Frequency Trading: Definition and Data 4.2.1 Methodology 4.2.2 Descriptive Statistics 4.3 Results 4.3.1 Thematic Analysis 4.3.2 Impact of HFT 4.3.2.1 Effects on Market Quality 4.3.2.2 HFT’s Trading Strategies and Speed 4.3.2.3 Market Structure, Co-location and Regulation After the Flash Crash 4.3.3 HFT Reaction to Corporate Disclosure 4.4 Conclusion and Future Research Directions References InsurTech Dominic Cortis, Jeremy Debattista, Johann Debono and Mark Farrell 5.1 Introduction CONTENTS x 111 5.2 How Does Insurance Work? 72 5.3 The Big Data Paradigm 73 5.3.1 Telematics 74 5.3.2 Wearables 7 5 5.3.3 Smart Homes and the Internet of Things (loT) 75 5.3.4 Big Data: Trustworthiness and Privacy Concerns 76 5.4 Artificial Intelligence 77 5.4.1 Machine Learning and AI in the Under writing Process 77 5.4.2 AI in Claims Management Process 78 5.4.3 AI in Customer Interaction 79 5.5 Distributed Ledger Technologies 79 5.5.1 Improving Current Processes Using DLTs 80 5.5.2 P2P Insurance 81 5.6 Conclusion 81 References 82 6 Understanding RegTech for Digital Regulatory Compliance 85 Tom Butler and Leona O’Brien 6.1 Introduction 86 6.2 B usi n ess D rivers of R egTe ch 8 7 6.3 RegTech in Focus: Digital Regulatory Reporting 90 6.3.1 Phase 1: Digital Regulatory Alerts 92 6.3.2 Phase 2: Making Regulations Digital 92 6.3.3 Phase 3: Performing Digital Regulatory Reporting 95 6.3.4 Phase 4: Creating Meta-Data Models for Semantic Interoperability 95 6.4 Discussion and Implications 96 6.5 Conclusion 99 References 100 7 Payment Service Directive II and Its Implications 103 Alan Brener 7.1 Introduction 104 7.2 Background 105 106 106 109 109 110 111 112 112 113 114 114 115 115 116 116 118 121 122 123 126 126 127 127 128 128 128 129 130 130 135 136 137 CONTENTS 7.3 EU Initiated Review of the Effectiveness of PSD I 7.3.1 Main Findings of Impact Study 7.4 Payment Services Directive II 7.4.1 Scope of the Directive and the Removal of Exclusions 7.4.2 Authorisation of Payment Institutions 7.4.3 Innovation 7.4.4 Confirmation of Availability of Funds 7.4.5 Enhancing Competition 7.4.6 Customer Protection 7.4.7 Security 7.4.8 Complaints Handling 7.5 European Banking Authority (EBA) Work on PSD II 7.6 Secure Customer Authentication () 7.6.1 Exemptions for SCA 7.7 Commentary References From Transactions to Interactions: Social Considerations for Digital Money Jennifer Ferreira and Mark Perry 8.1 Introduction 8.2 Affordcinces of Digital Money 8.3 Opportunities for Interaction 8.3.1 Negotiating Payment 8.3.2 Effects of Intermediation 8.3.3 Collaborative Value Creation 8.4 Social Impacts of Digital Transactions 8.4.1 Sensitive Data Generation and Sharing 8.4.2 Choice Proliferation 8.4.3 Untangling Money and Payment System 8.5 Conclusion References Token-Based Business Models Paolo Tasca 9.1 Introduction 9.2 Native Digital Assets CONTENTS XV 9.3 Crypto Tokens 139 9A Token-Based Business Models 141 9.5 Driving Torces Behind the Token-Based Business Models 142 9.6 Crypto Tokens to Enhance the Sharing Economy 144 References 146 10 Blockchain Beyond Cryptocurrencies 149 Pierangelo Rosati and Tilen Cuk 10.1 Introduction 150 10.2 What Is Blockchain ? 151 10.3 Payments and Remittance 155 10.4 Credit an d Lending 156 10.5 Trading and Settlements 157 10.6 Compliance 160 10.7 Conclusion and Avenues for Future Research 162 References 164 Index 171
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spellingShingle Disrupting finance Fintech and strategy in the 21st century
Finanzdienstleistung (DE-588)4212226-0 gnd
Finanztechnologie (DE-588)1115819186 gnd
Electronic Banking (DE-588)4202584-9 gnd
subject_GND (DE-588)4212226-0
(DE-588)1115819186
(DE-588)4202584-9
(DE-588)4143413-4
title Disrupting finance Fintech and strategy in the 21st century
title_auth Disrupting finance Fintech and strategy in the 21st century
title_exact_search Disrupting finance Fintech and strategy in the 21st century
title_full Disrupting finance Fintech and strategy in the 21st century Theo Lynn, John G. Mooney, Pierangelo Rosati, Mark Cummins, editors
title_fullStr Disrupting finance Fintech and strategy in the 21st century Theo Lynn, John G. Mooney, Pierangelo Rosati, Mark Cummins, editors
title_full_unstemmed Disrupting finance Fintech and strategy in the 21st century Theo Lynn, John G. Mooney, Pierangelo Rosati, Mark Cummins, editors
title_short Disrupting finance
title_sort disrupting finance fintech and strategy in the 21st century
title_sub Fintech and strategy in the 21st century
topic Finanzdienstleistung (DE-588)4212226-0 gnd
Finanztechnologie (DE-588)1115819186 gnd
Electronic Banking (DE-588)4202584-9 gnd
topic_facet Finanzdienstleistung
Finanztechnologie
Electronic Banking
Aufsatzsammlung
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