Method and apparatus for development and use of a credit score based on spend capacity

Share of Wallet ("SOW") is a modeling approach that utilizes various data sources to provide outputs that describe a consumers spending capability, tradeline history including balance transfers, and balance information. These outputs can be appended to data profiles of customers and prospe...

Ausführliche Beschreibung

Bibliographische Detailangaben

Hauptverfasser:	Haggerty, Kathleen, Okoh, Benedict O, Williamson, Peter L, Yuan, Chao M
Format:	Patent
Sprache:	eng
Online-Zugang:	Volltext bestellen
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