Methods and systems for secure user authentication

Methods and systems for secure user authentication

A computer-implemented method and system for secure user authentication in electronic commerce involves maintaining electronic information having a first aspect that is accessible over a first electronic communication channel in response to entry of a first credential known to the user and a second...

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Hauptverfasser: Grandcolas, Michael, Koryakovtseva, Irina, Vos, Jennifer, Herrig, Robert A
Format: Patent
Sprache:eng
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creator Grandcolas, Michael
Koryakovtseva, Irina
Vos, Jennifer
Herrig, Robert A
description A computer-implemented method and system for secure user authentication in electronic commerce involves maintaining electronic information having a first aspect that is accessible over a first electronic communication channel in response to entry of a first credential known to the user and a second aspect that is accessible by the user over the first electronic communication channel in response to entry of a second credential provided to the user at a pre-registered delivery address on a second electronic communication channel. The second credential is provided to the user via the second electronic communication channel in response to entry of a pre-determined user selection during a current session of user access to the first aspect if no change has occurred in the pre-registered delivery address within a pre-determined period of time, and the user is allowed a session of access to the second aspect in response to entry of the second credential either during the current session of user access to the first aspect or during a succeeding session of user access to the first aspect.
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title Methods and systems for secure user authentication
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