Systems and methods for determining the likelihood that a loan closes

Systems and methods for determining the likelihood that a loan closes

Systems and methods are provided for determining an indication that an application for a mortgage loan to secure a property may result in closing of the loan transaction. In one embodiment, a method includes receiving application information, such that the application information includes at least b...

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Hauptverfasser: Bradley, Michael G, Gordon, J. Douglas, Klena, Matthew J, Sims, Pamela W
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Sprache:eng
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creator Bradley, Michael G
Gordon, J. Douglas
Klena, Matthew J
Sims, Pamela W
description Systems and methods are provided for determining an indication that an application for a mortgage loan to secure a property may result in closing of the loan transaction. In one embodiment, a method includes receiving application information, such that the application information includes at least borrower information, property information, and a first interest rate; receiving home value information, such that the home value information represents an estimated value of the property; receiving a second interest rate; and determining the indication based on the received application information, received home value information, and received second interest rate, such that the indication represents a likelihood that the mortgage loan may result in closing.
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Douglas ; Klena, Matthew J ; Sims, Pamela W ; Federal Home Loan Mortgage Corporation (Freddie Mac)</creatorcontrib><description>Systems and methods are provided for determining an indication that an application for a mortgage loan to secure a property may result in closing of the loan transaction. 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Douglas</creatorcontrib><creatorcontrib>Klena, Matthew J</creatorcontrib><creatorcontrib>Sims, Pamela W</creatorcontrib><creatorcontrib>Federal Home Loan Mortgage Corporation (Freddie Mac)</creatorcontrib><collection>USPTO Issued Patents</collection></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext_linktorsrc</fulltext></delivery><addata><au>Bradley, Michael G</au><au>Gordon, J. Douglas</au><au>Klena, Matthew J</au><au>Sims, Pamela W</au><aucorp>Federal Home Loan Mortgage Corporation (Freddie Mac)</aucorp><format>patent</format><genre>patent</genre><ristype>GEN</ristype><title>Systems and methods for determining the likelihood that a loan closes</title><date>2012-01-31</date><risdate>2012</risdate><abstract>Systems and methods are provided for determining an indication that an application for a mortgage loan to secure a property may result in closing of the loan transaction. In one embodiment, a method includes receiving application information, such that the application information includes at least borrower information, property information, and a first interest rate; receiving home value information, such that the home value information represents an estimated value of the property; receiving a second interest rate; and determining the indication based on the received application information, received home value information, and received second interest rate, such that the indication represents a likelihood that the mortgage loan may result in closing.</abstract><oa>free_for_read</oa></addata></record>
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title Systems and methods for determining the likelihood that a loan closes
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