Race, Space, and Cumulative Disadvantage: A Case Study of the Subprime Lending Collapse

In this article, we describe how residential segregation and individual racial disparities generate racialized patterns of subprime lending and lead to financial loss among black borrowers in segregated cities. We conceptualize race as a cumulative disadvantage because of its direct and indirect eff...

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Veröffentlicht in:	Social problems (Berkeley, Calif.) Calif.), 2015-05, Vol.62 (2), p.186-218
Hauptverfasser:	Rugh, Jacob S., Albright, Len, Massey, Douglas S.
Format:	Artikel
Sprache:	eng
Schlagworte:	Baltimore, Maryland Black people Case studies Cities Credit Default Disclosure Disclosure of Information Discrimination Disposable income Equity Financial loss Foreclosure Foreclosures Home financing Home Ownership Income Indirect effects Loans Mortgages Neighborhoods Occupancy Payments Race Racial Differences Racial inequality Racial Segregation Residential segregation Securities Segregation Self Disclosure Socioeconomic Status Subprime lending Usury Wealth
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