Savings by and for the Poor: A Research Review and Agenda

The poor can and do save, but often use formal or informal instruments that have high risk, high cost, and limited functionality. This could lead to undersaving compared to a world without market or behavioral frictions. Undersaving can have important welfare consequences: variable consumption, low...

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Veröffentlicht in:	The Review of income and wealth 2014-03, Vol.60 (1), p.36-78
Hauptverfasser:	Karlan, Dean, Ratan, Aishwarya Lakshmi, Zinman, Jonathan
Format:	Artikel
Sprache:	eng
Schlagworte:	Bias Constraints Consumption Cost D12 D91 Economic theory G21 Investment Investments Knowledge Literature Reviews Low income groups Markets O16 Original Poverty randomized evaluation Regulation Resilience Risk Saving Savings Studies Transaction costs Trust Welfare economics
Online-Zugang:	Volltext
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