What to Look for in an IDI Policy

For years, brokers have faced challenges when selling individual disability insurance policies because, on many occasions, it takes a devastating illness or injury for people to realize the importance and value of DI insurance. As your clients' needs evolve, demand continues to grow for more comprehensive coverage and better benefits. To help sift through the clutter, here are three innovative features to consider as you look for the best fit for your clients' needs: 1. extended coverage benefit to care for loved ones, 2. partial disability provision, and 3. mental health coverage. The bottom line is that the three features mentioned earlier help meet the evolving needs of people in different circumstances.