Rigid Credit Score Standards Hold Back Housing Recovery

Over the last six years, more than half of all black and Latino wealth has been lost because of the housing crisis. As a result, few black and Latino families have perfect credit. This problem is likely to continue for some time, given that the credit scores of many well-educated black and Latino mi...

Ausführliche Beschreibung

Gespeichert in:
Bibliographische Detailangaben
Veröffentlicht in:National Mortgage News 2014-07, Vol.38 (41), p.14
Hauptverfasser: Whitlock, Mark, Rodriguez, Sam
Format: Artikel
Sprache:eng
Schlagworte:
Online-Zugang:Volltext
Tags: Tag hinzufügen
Keine Tags, Fügen Sie den ersten Tag hinzu!
container_end_page
container_issue 41
container_start_page 14
container_title National Mortgage News
container_volume 38
creator Whitlock, Mark
Rodriguez, Sam
description Over the last six years, more than half of all black and Latino wealth has been lost because of the housing crisis. As a result, few black and Latino families have perfect credit. This problem is likely to continue for some time, given that the credit scores of many well-educated black and Latino millennials have been or will be impacted by student loan burdens that often exceed $100,000.
format Article
fullrecord <record><control><sourceid>gale_proqu</sourceid><recordid>TN_cdi_proquest_reports_1543355026</recordid><sourceformat>XML</sourceformat><sourcesystem>PC</sourcesystem><galeid>A373861758</galeid><sourcerecordid>A373861758</sourcerecordid><originalsourceid>FETCH-LOGICAL-g1026-404ade038f4b8c6daafacb340424e5760fffc7054893dff551fa31a82ae907c73</originalsourceid><addsrcrecordid>eNpNz1FLwzAQB_A-KDin36H4bCHpJU33OIs6YSBs-jyuySVGSzOTTvDbG9ke9nJ3_Plxx10UM84kqwCAXxXXKX0yxqBmYlaojXfelF0k46dyq0OkcjvhaDCaVK7CYMoH1F95OiQ_unJDOvxQ_L0pLi0OiW5PfV68Pz2-datq_fr80i3XleOsbirBBBpi0FrRt7oxiBZ1DzmuBUnVMGutVkyKdgHGWim5ReDY1kgLprSCeXF33LuP4ftAadpF2oc4pR2XAkDKfCWj6ogcDrTzow1TRO1opIhDGMn6HC9BQdtwJdvs7898__8ZpVySdx9TcnhI6Zz_ARF3XvQ</addsrcrecordid><sourcetype>Aggregation Database</sourcetype><iscdi>true</iscdi><recordtype>article</recordtype><pqid>1543355026</pqid></control><display><type>article</type><title>Rigid Credit Score Standards Hold Back Housing Recovery</title><source>EBSCOhost Business Source Complete</source><creator>Whitlock, Mark ; Rodriguez, Sam</creator><creatorcontrib>Whitlock, Mark ; Rodriguez, Sam</creatorcontrib><description>Over the last six years, more than half of all black and Latino wealth has been lost because of the housing crisis. As a result, few black and Latino families have perfect credit. This problem is likely to continue for some time, given that the credit scores of many well-educated black and Latino millennials have been or will be impacted by student loan burdens that often exceed $100,000.</description><identifier>ISSN: 1050-3331</identifier><language>eng</language><publisher>New York: SourceMedia, Inc</publisher><subject>African Americans ; Business conditions ; Civil rights ; Credit bureaus ; Credit ratings ; Credit scoring ; Dwellings ; Economic recovery ; Financial institutions ; Hispanic people ; Home ownership ; Housing ; Leadership ; Millennials ; Mortgage companies ; Mortgages ; Personal finance ; Target markets ; Veterans</subject><ispartof>National Mortgage News, 2014-07, Vol.38 (41), p.14</ispartof><rights>COPYRIGHT 2014 SourceMedia, Inc.</rights><rights>Copyright c 2014 SourceMedia, Inc. All Rights Reserved.</rights><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><link.rule.ids>312,314,776,780,787</link.rule.ids></links><search><creatorcontrib>Whitlock, Mark</creatorcontrib><creatorcontrib>Rodriguez, Sam</creatorcontrib><title>Rigid Credit Score Standards Hold Back Housing Recovery</title><title>National Mortgage News</title><description>Over the last six years, more than half of all black and Latino wealth has been lost because of the housing crisis. As a result, few black and Latino families have perfect credit. This problem is likely to continue for some time, given that the credit scores of many well-educated black and Latino millennials have been or will be impacted by student loan burdens that often exceed $100,000.</description><subject>African Americans</subject><subject>Business conditions</subject><subject>Civil rights</subject><subject>Credit bureaus</subject><subject>Credit ratings</subject><subject>Credit scoring</subject><subject>Dwellings</subject><subject>Economic recovery</subject><subject>Financial institutions</subject><subject>Hispanic people</subject><subject>Home ownership</subject><subject>Housing</subject><subject>Leadership</subject><subject>Millennials</subject><subject>Mortgage companies</subject><subject>Mortgages</subject><subject>Personal finance</subject><subject>Target markets</subject><subject>Veterans</subject><issn>1050-3331</issn><fulltext>true</fulltext><rsrctype>article</rsrctype><creationdate>2014</creationdate><recordtype>article</recordtype><sourceid>N95</sourceid><sourceid>BENPR</sourceid><recordid>eNpNz1FLwzAQB_A-KDin36H4bCHpJU33OIs6YSBs-jyuySVGSzOTTvDbG9ke9nJ3_Plxx10UM84kqwCAXxXXKX0yxqBmYlaojXfelF0k46dyq0OkcjvhaDCaVK7CYMoH1F95OiQ_unJDOvxQ_L0pLi0OiW5PfV68Pz2-datq_fr80i3XleOsbirBBBpi0FrRt7oxiBZ1DzmuBUnVMGutVkyKdgHGWim5ReDY1kgLprSCeXF33LuP4ftAadpF2oc4pR2XAkDKfCWj6ogcDrTzow1TRO1opIhDGMn6HC9BQdtwJdvs7898__8ZpVySdx9TcnhI6Zz_ARF3XvQ</recordid><startdate>20140707</startdate><enddate>20140707</enddate><creator>Whitlock, Mark</creator><creator>Rodriguez, Sam</creator><general>SourceMedia, Inc</general><general>SourceMedia dba Arizent</general><scope>N95</scope><scope>XI7</scope><scope>0TT</scope><scope>0U~</scope><scope>3V.</scope><scope>7WY</scope><scope>7XB</scope><scope>883</scope><scope>885</scope><scope>8AO</scope><scope>8FK</scope><scope>8FL</scope><scope>ABUWG</scope><scope>AFKRA</scope><scope>ANIOZ</scope><scope>AZQEC</scope><scope>BENPR</scope><scope>BEZIV</scope><scope>CCPQU</scope><scope>DWQXO</scope><scope>FRAZJ</scope><scope>FRNLG</scope><scope>K60</scope><scope>K6~</scope><scope>KB~</scope><scope>L.-</scope><scope>M0F</scope><scope>M1F</scope><scope>PQBIZ</scope><scope>PQBZA</scope><scope>PQEST</scope><scope>PQQKQ</scope><scope>PQUKI</scope><scope>Q9U</scope><scope>S0X</scope></search><sort><creationdate>20140707</creationdate><title>Rigid Credit Score Standards Hold Back Housing Recovery</title><author>Whitlock, Mark ; Rodriguez, Sam</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-LOGICAL-g1026-404ade038f4b8c6daafacb340424e5760fffc7054893dff551fa31a82ae907c73</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>eng</language><creationdate>2014</creationdate><topic>African Americans</topic><topic>Business conditions</topic><topic>Civil rights</topic><topic>Credit bureaus</topic><topic>Credit ratings</topic><topic>Credit scoring</topic><topic>Dwellings</topic><topic>Economic recovery</topic><topic>Financial institutions</topic><topic>Hispanic people</topic><topic>Home ownership</topic><topic>Housing</topic><topic>Leadership</topic><topic>Millennials</topic><topic>Mortgage companies</topic><topic>Mortgages</topic><topic>Personal finance</topic><topic>Target markets</topic><topic>Veterans</topic><toplevel>online_resources</toplevel><creatorcontrib>Whitlock, Mark</creatorcontrib><creatorcontrib>Rodriguez, Sam</creatorcontrib><collection>Gale Business: Insights</collection><collection>Business Insights: Essentials</collection><collection>News PRO</collection><collection>Global News &amp; ABI/Inform Professional</collection><collection>ProQuest Central (Corporate)</collection><collection>ABI/INFORM Collection</collection><collection>ProQuest Central (purchase pre-March 2016)</collection><collection>ABI/INFORM Trade &amp; Industry (Alumni Edition)</collection><collection>Banking Information Database (Alumni Edition)</collection><collection>ProQuest Pharma Collection</collection><collection>ProQuest Central (Alumni) (purchase pre-March 2016)</collection><collection>ABI/INFORM Collection (Alumni Edition)</collection><collection>ProQuest Central (Alumni Edition)</collection><collection>ProQuest Central UK/Ireland</collection><collection>Accounting, Tax &amp; Banking Collection</collection><collection>ProQuest Central Essentials</collection><collection>ProQuest Central</collection><collection>Business Premium Collection</collection><collection>ProQuest One Community College</collection><collection>ProQuest Central Korea</collection><collection>Accounting, Tax &amp; Banking Collection (Alumni)</collection><collection>Business Premium Collection (Alumni)</collection><collection>ProQuest Business Collection (Alumni Edition)</collection><collection>ProQuest Business Collection</collection><collection>ProQuest Newsstand Professional</collection><collection>ABI/INFORM Professional Advanced</collection><collection>ABI/INFORM Trade &amp; Industry</collection><collection>Banking Information Database</collection><collection>One Business (ProQuest)</collection><collection>ProQuest One Business (Alumni)</collection><collection>ProQuest One Academic Eastern Edition (DO NOT USE)</collection><collection>ProQuest One Academic</collection><collection>ProQuest One Academic UKI Edition</collection><collection>ProQuest Central Basic</collection><collection>SIRS Editorial</collection><jtitle>National Mortgage News</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>Whitlock, Mark</au><au>Rodriguez, Sam</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><atitle>Rigid Credit Score Standards Hold Back Housing Recovery</atitle><jtitle>National Mortgage News</jtitle><date>2014-07-07</date><risdate>2014</risdate><volume>38</volume><issue>41</issue><spage>14</spage><pages>14-</pages><issn>1050-3331</issn><abstract>Over the last six years, more than half of all black and Latino wealth has been lost because of the housing crisis. As a result, few black and Latino families have perfect credit. This problem is likely to continue for some time, given that the credit scores of many well-educated black and Latino millennials have been or will be impacted by student loan burdens that often exceed $100,000.</abstract><cop>New York</cop><pub>SourceMedia, Inc</pub></addata></record>
fulltext fulltext
identifier ISSN: 1050-3331
ispartof National Mortgage News, 2014-07, Vol.38 (41), p.14
issn 1050-3331
language eng
recordid cdi_proquest_reports_1543355026
source EBSCOhost Business Source Complete
subjects African Americans
Business conditions
Civil rights
Credit bureaus
Credit ratings
Credit scoring
Dwellings
Economic recovery
Financial institutions
Hispanic people
Home ownership
Housing
Leadership
Millennials
Mortgage companies
Mortgages
Personal finance
Target markets
Veterans
title Rigid Credit Score Standards Hold Back Housing Recovery
url https://sfx.bib-bvb.de/sfx_tum?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&ctx_tim=2025-02-12T11%3A28%3A00IST&url_ver=Z39.88-2004&url_ctx_fmt=infofi/fmt:kev:mtx:ctx&rfr_id=info:sid/primo.exlibrisgroup.com:primo3-Article-gale_proqu&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.atitle=Rigid%20Credit%20Score%20Standards%20Hold%20Back%20Housing%20Recovery&rft.jtitle=National%20Mortgage%20News&rft.au=Whitlock,%20Mark&rft.date=2014-07-07&rft.volume=38&rft.issue=41&rft.spage=14&rft.pages=14-&rft.issn=1050-3331&rft_id=info:doi/&rft_dat=%3Cgale_proqu%3EA373861758%3C/gale_proqu%3E%3Curl%3E%3C/url%3E&disable_directlink=true&sfx.directlink=off&sfx.report_link=0&rft_id=info:oai/&rft_pqid=1543355026&rft_id=info:pmid/&rft_galeid=A373861758&rfr_iscdi=true