Do delays in expected loss recognition affect banks' willingness to lend?

Banks can decrease their future capital inadequacy concerns by reducing lending. The capital crunch theory predicts that lending is particularly sensitive to regulatory capital constraints during recessions, when regulatory capital declines and external-financing frictions increase. Regulators and p...

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Veröffentlicht in:	Journal of accounting & economics 2011-06, Vol.52 (1), p.1-20
Hauptverfasser:	Beatty, Anne, Liao, Scott
Format:	Artikel
Sprache:	eng
Schlagworte:	Access to credit Bank loans Banks Capital constraints Economic models Financial crisis Financial regulation Lending Loans Loss Loss recognition Loss recognition Lending Banks Capital constraints Pro-cyclicality Pro-cyclicality Recessions Recognition Studies
Online-Zugang:	Volltext
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