Writing New Rules for Insurers

To the Editor: In his Perspective article, Jost (Nov. 11 issue) 1 discusses the medical loss ratio — the percentage of an insurer's premium revenue that it spends on clinical services for enrollees. In assessing the medical loss ratio, medical expenses must be defined narrowly to effectively pr...

Ausführliche Beschreibung

Gespeichert in:
Bibliographische Detailangaben
Veröffentlicht in:The New England journal of medicine 2011-02, Vol.364 (6), p.585-586
1. Verfasser: Shaffer, Ellen R
Format: Artikel
Sprache:eng
Schlagworte:
Online-Zugang:Volltext
Tags: Tag hinzufügen
Keine Tags, Fügen Sie den ersten Tag hinzu!
container_end_page 586
container_issue 6
container_start_page 585
container_title The New England journal of medicine
container_volume 364
creator Shaffer, Ellen R
description To the Editor: In his Perspective article, Jost (Nov. 11 issue) 1 discusses the medical loss ratio — the percentage of an insurer's premium revenue that it spends on clinical services for enrollees. In assessing the medical loss ratio, medical expenses must be defined narrowly to effectively provide incentives for cost control and ensure that premiums intended to pay for medical care are not diverted into marketing, administration, and excessive executive compensation. Current proposals give the insurance industry two enormous new bites into the apple. The new health care reform law (the Affordable Care Act [ACA]) includes “activities that improve health . . .
doi_str_mv 10.1056/NEJMc1014108
format Article
fullrecord <record><control><sourceid>proquest_cross</sourceid><recordid>TN_cdi_proquest_miscellaneous_851476610</recordid><sourceformat>XML</sourceformat><sourcesystem>PC</sourcesystem><sourcerecordid>851476610</sourcerecordid><originalsourceid>FETCH-LOGICAL-c341t-d5510cae7d2a463c25788d8e2a394738aafd1d06267a4d4cc6a813a0ab2c9973</originalsourceid><addsrcrecordid>eNpt0E1LAzEQBuAgiq3Vm-eyiODF1UySTbJHKVUrtYIUPIY0ycqW_ajJLuK_N9IqIs5lLg_vDC9Cp4CvAGf8ejF9eDSAgQGWe2gIGaUpY5jvoyHGRKZM5HSAjkJY4zjA8kM0IEAxJ4IM0fjFl13ZvCYL954895ULSdH6ZNaE3jsfjtFBoavgTnZ7hJa30-XkPp0_3c0mN_PUUAZdarMMsNFOWKIZp4ZkQkorHdE0Z4JKrQsLNp7kQjPLjOFaAtVYr4jJc0FH6GIbu_HtW-9Cp-oyGFdVunFtH5TMgAnOAUd59keu29438beIOKMi5zKiyy0yvg3Bu0JtfFlr_6EAq6_S1O_SIh_vMvtV7ewP_m4pgvMtqOugGreu_8_5BNz_btI</addsrcrecordid><sourcetype>Aggregation Database</sourcetype><iscdi>true</iscdi><recordtype>article</recordtype><pqid>856437968</pqid></control><display><type>article</type><title>Writing New Rules for Insurers</title><source>MEDLINE</source><source>Elektronische Zeitschriftenbibliothek - Frei zugängliche E-Journals</source><source>New England Journal of Medicine</source><creator>Shaffer, Ellen R</creator><creatorcontrib>Shaffer, Ellen R</creatorcontrib><description>To the Editor: In his Perspective article, Jost (Nov. 11 issue) 1 discusses the medical loss ratio — the percentage of an insurer's premium revenue that it spends on clinical services for enrollees. In assessing the medical loss ratio, medical expenses must be defined narrowly to effectively provide incentives for cost control and ensure that premiums intended to pay for medical care are not diverted into marketing, administration, and excessive executive compensation. Current proposals give the insurance industry two enormous new bites into the apple. The new health care reform law (the Affordable Care Act [ACA]) includes “activities that improve health . . .</description><identifier>ISSN: 0028-4793</identifier><identifier>EISSN: 1533-4406</identifier><identifier>DOI: 10.1056/NEJMc1014108</identifier><identifier>PMID: 21306272</identifier><identifier>CODEN: NEJMAG</identifier><language>eng</language><publisher>United States: Massachusetts Medical Society</publisher><subject>Executive compensation ; Government Regulation ; Health care policy ; Insurance, Health - legislation &amp; jurisprudence ; Managed care ; Marketing ; Patient Protection and Affordable Care Act ; Prevention programs ; Quality of Health Care - legislation &amp; jurisprudence ; United States</subject><ispartof>The New England journal of medicine, 2011-02, Vol.364 (6), p.585-586</ispartof><rights>Copyright © 2011 Massachusetts Medical Society. All rights reserved.</rights><lds50>peer_reviewed</lds50><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed><cites>FETCH-LOGICAL-c341t-d5510cae7d2a463c25788d8e2a394738aafd1d06267a4d4cc6a813a0ab2c9973</cites></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktopdf>$$Uhttps://www.nejm.org/doi/pdf/10.1056/NEJMc1014108$$EPDF$$P50$$Gmms$$H</linktopdf><linktohtml>$$Uhttps://www.nejm.org/doi/full/10.1056/NEJMc1014108$$EHTML$$P50$$Gmms$$H</linktohtml><link.rule.ids>314,776,780,2746,2747,26080,27901,27902,52357,54039</link.rule.ids><backlink>$$Uhttps://www.ncbi.nlm.nih.gov/pubmed/21306272$$D View this record in MEDLINE/PubMed$$Hfree_for_read</backlink></links><search><creatorcontrib>Shaffer, Ellen R</creatorcontrib><title>Writing New Rules for Insurers</title><title>The New England journal of medicine</title><addtitle>N Engl J Med</addtitle><description>To the Editor: In his Perspective article, Jost (Nov. 11 issue) 1 discusses the medical loss ratio — the percentage of an insurer's premium revenue that it spends on clinical services for enrollees. In assessing the medical loss ratio, medical expenses must be defined narrowly to effectively provide incentives for cost control and ensure that premiums intended to pay for medical care are not diverted into marketing, administration, and excessive executive compensation. Current proposals give the insurance industry two enormous new bites into the apple. The new health care reform law (the Affordable Care Act [ACA]) includes “activities that improve health . . .</description><subject>Executive compensation</subject><subject>Government Regulation</subject><subject>Health care policy</subject><subject>Insurance, Health - legislation &amp; jurisprudence</subject><subject>Managed care</subject><subject>Marketing</subject><subject>Patient Protection and Affordable Care Act</subject><subject>Prevention programs</subject><subject>Quality of Health Care - legislation &amp; jurisprudence</subject><subject>United States</subject><issn>0028-4793</issn><issn>1533-4406</issn><fulltext>true</fulltext><rsrctype>article</rsrctype><creationdate>2011</creationdate><recordtype>article</recordtype><sourceid>EIF</sourceid><sourceid>BEC</sourceid><sourceid>BENPR</sourceid><sourceid>GUQSH</sourceid><sourceid>M2O</sourceid><recordid>eNpt0E1LAzEQBuAgiq3Vm-eyiODF1UySTbJHKVUrtYIUPIY0ycqW_ajJLuK_N9IqIs5lLg_vDC9Cp4CvAGf8ejF9eDSAgQGWe2gIGaUpY5jvoyHGRKZM5HSAjkJY4zjA8kM0IEAxJ4IM0fjFl13ZvCYL954895ULSdH6ZNaE3jsfjtFBoavgTnZ7hJa30-XkPp0_3c0mN_PUUAZdarMMsNFOWKIZp4ZkQkorHdE0Z4JKrQsLNp7kQjPLjOFaAtVYr4jJc0FH6GIbu_HtW-9Cp-oyGFdVunFtH5TMgAnOAUd59keu29438beIOKMi5zKiyy0yvg3Bu0JtfFlr_6EAq6_S1O_SIh_vMvtV7ewP_m4pgvMtqOugGreu_8_5BNz_btI</recordid><startdate>20110210</startdate><enddate>20110210</enddate><creator>Shaffer, Ellen R</creator><general>Massachusetts Medical Society</general><scope>CGR</scope><scope>CUY</scope><scope>CVF</scope><scope>ECM</scope><scope>EIF</scope><scope>NPM</scope><scope>AAYXX</scope><scope>CITATION</scope><scope>0TZ</scope><scope>7RV</scope><scope>7X7</scope><scope>7XB</scope><scope>8AO</scope><scope>8C1</scope><scope>8FE</scope><scope>8FH</scope><scope>8FI</scope><scope>ABUWG</scope><scope>AFKRA</scope><scope>AN0</scope><scope>AZQEC</scope><scope>BBNVY</scope><scope>BEC</scope><scope>BENPR</scope><scope>BHPHI</scope><scope>CCPQU</scope><scope>DWQXO</scope><scope>FYUFA</scope><scope>GHDGH</scope><scope>GNUQQ</scope><scope>GUQSH</scope><scope>HCIFZ</scope><scope>K0Y</scope><scope>LK8</scope><scope>M0R</scope><scope>M0T</scope><scope>M1P</scope><scope>M2M</scope><scope>M2O</scope><scope>M2P</scope><scope>M7P</scope><scope>MBDVC</scope><scope>NAPCQ</scope><scope>PQEST</scope><scope>PQQKQ</scope><scope>PQUKI</scope><scope>PRINS</scope><scope>PSYQQ</scope><scope>Q9U</scope><scope>7X8</scope></search><sort><creationdate>20110210</creationdate><title>Writing New Rules for Insurers</title><author>Shaffer, Ellen R</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-LOGICAL-c341t-d5510cae7d2a463c25788d8e2a394738aafd1d06267a4d4cc6a813a0ab2c9973</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>eng</language><creationdate>2011</creationdate><topic>Executive compensation</topic><topic>Government Regulation</topic><topic>Health care policy</topic><topic>Insurance, Health - legislation &amp; jurisprudence</topic><topic>Managed care</topic><topic>Marketing</topic><topic>Patient Protection and Affordable Care Act</topic><topic>Prevention programs</topic><topic>Quality of Health Care - legislation &amp; jurisprudence</topic><topic>United States</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>Shaffer, Ellen R</creatorcontrib><collection>Medline</collection><collection>MEDLINE</collection><collection>MEDLINE (Ovid)</collection><collection>MEDLINE</collection><collection>MEDLINE</collection><collection>PubMed</collection><collection>CrossRef</collection><collection>Pharma and Biotech Premium PRO</collection><collection>Nursing &amp; Allied Health Database</collection><collection>Health &amp; Medical Collection</collection><collection>ProQuest Central (purchase pre-March 2016)</collection><collection>ProQuest Pharma Collection</collection><collection>Public Health Database</collection><collection>ProQuest SciTech Collection</collection><collection>ProQuest Natural Science Collection</collection><collection>Hospital Premium Collection</collection><collection>ProQuest Central (Alumni Edition)</collection><collection>ProQuest Central UK/Ireland</collection><collection>British Nursing Database</collection><collection>ProQuest Central Essentials</collection><collection>Biological Science Collection</collection><collection>eLibrary</collection><collection>ProQuest Central</collection><collection>Natural Science Collection</collection><collection>ProQuest One Community College</collection><collection>ProQuest Central Korea</collection><collection>Health Research Premium Collection</collection><collection>Health Research Premium Collection (Alumni)</collection><collection>ProQuest Central Student</collection><collection>Research Library Prep</collection><collection>SciTech Premium Collection</collection><collection>New England Journal of Medicine</collection><collection>ProQuest Biological Science Collection</collection><collection>Consumer Health Database</collection><collection>Healthcare Administration Database</collection><collection>Medical Database</collection><collection>ProQuest Psychology</collection><collection>Research Library</collection><collection>Science Database</collection><collection>Biological Science Database</collection><collection>Research Library (Corporate)</collection><collection>Nursing &amp; Allied Health Premium</collection><collection>ProQuest One Academic Eastern Edition (DO NOT USE)</collection><collection>ProQuest One Academic</collection><collection>ProQuest One Academic UKI Edition</collection><collection>ProQuest Central China</collection><collection>ProQuest One Psychology</collection><collection>ProQuest Central Basic</collection><collection>MEDLINE - Academic</collection><jtitle>The New England journal of medicine</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>Shaffer, Ellen R</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><atitle>Writing New Rules for Insurers</atitle><jtitle>The New England journal of medicine</jtitle><addtitle>N Engl J Med</addtitle><date>2011-02-10</date><risdate>2011</risdate><volume>364</volume><issue>6</issue><spage>585</spage><epage>586</epage><pages>585-586</pages><issn>0028-4793</issn><eissn>1533-4406</eissn><coden>NEJMAG</coden><abstract>To the Editor: In his Perspective article, Jost (Nov. 11 issue) 1 discusses the medical loss ratio — the percentage of an insurer's premium revenue that it spends on clinical services for enrollees. In assessing the medical loss ratio, medical expenses must be defined narrowly to effectively provide incentives for cost control and ensure that premiums intended to pay for medical care are not diverted into marketing, administration, and excessive executive compensation. Current proposals give the insurance industry two enormous new bites into the apple. The new health care reform law (the Affordable Care Act [ACA]) includes “activities that improve health . . .</abstract><cop>United States</cop><pub>Massachusetts Medical Society</pub><pmid>21306272</pmid><doi>10.1056/NEJMc1014108</doi><tpages>2</tpages><oa>free_for_read</oa></addata></record>
fulltext fulltext
identifier ISSN: 0028-4793
ispartof The New England journal of medicine, 2011-02, Vol.364 (6), p.585-586
issn 0028-4793
1533-4406
language eng
recordid cdi_proquest_miscellaneous_851476610
source MEDLINE; Elektronische Zeitschriftenbibliothek - Frei zugängliche E-Journals; New England Journal of Medicine
subjects Executive compensation
Government Regulation
Health care policy
Insurance, Health - legislation & jurisprudence
Managed care
Marketing
Patient Protection and Affordable Care Act
Prevention programs
Quality of Health Care - legislation & jurisprudence
United States
title Writing New Rules for Insurers
url https://sfx.bib-bvb.de/sfx_tum?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&ctx_tim=2025-02-05T17%3A23%3A03IST&url_ver=Z39.88-2004&url_ctx_fmt=infofi/fmt:kev:mtx:ctx&rfr_id=info:sid/primo.exlibrisgroup.com:primo3-Article-proquest_cross&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.atitle=Writing%20New%20Rules%20for%20Insurers&rft.jtitle=The%20New%20England%20journal%20of%20medicine&rft.au=Shaffer,%20Ellen%20R&rft.date=2011-02-10&rft.volume=364&rft.issue=6&rft.spage=585&rft.epage=586&rft.pages=585-586&rft.issn=0028-4793&rft.eissn=1533-4406&rft.coden=NEJMAG&rft_id=info:doi/10.1056/NEJMc1014108&rft_dat=%3Cproquest_cross%3E851476610%3C/proquest_cross%3E%3Curl%3E%3C/url%3E&disable_directlink=true&sfx.directlink=off&sfx.report_link=0&rft_id=info:oai/&rft_pqid=856437968&rft_id=info:pmid/21306272&rfr_iscdi=true