Weighing the Risks of Consumer-Driven Health Plans for Families
In the last couple of years, in response to persistent double-digit premium inflation, new insurance products and spending accounts have been added to the mix of choices that are offered to families. The most popular of the new "consumer-driven" health options are high-deductible health pl...
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| Veröffentlicht in: | Pediatrics (Evanston) 2006-04, Vol.117 (4), p.1420-1424 |
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| creator | McManus, Margaret A Berman, Stephen McInerny, Thomas Tang, Suk-fong |
| description | In the last couple of years, in response to persistent double-digit premium inflation, new insurance products and spending accounts have been added to the mix of choices that are offered to families. The most popular of the new "consumer-driven" health options are high-deductible health plans (HDHPs) coupled with health savings accounts (HSAs). To many families, consumer-driven health plans (CDHPs) are attractive because premiums in HDHPs are typically lower than in preferred provider organization or health maintenance organization plans and money in tax-free HSAs can be accumulated over time. Here, McManus et al weigh the coverage, cost, quality, and practice management trade-offs that may result when families select CDHPs. |
| doi_str_mv | 10.1542/peds.2005-1409 |
| format | Article |
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The most popular of the new "consumer-driven" health options are high-deductible health plans (HDHPs) coupled with health savings accounts (HSAs). To many families, consumer-driven health plans (CDHPs) are attractive because premiums in HDHPs are typically lower than in preferred provider organization or health maintenance organization plans and money in tax-free HSAs can be accumulated over time. 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| subjects | Adult Biological and medical sciences Child Consumer-driven health plans Deductibles and Coinsurance Families & family life Fees and Charges Financing, Personal General aspects Health Benefit Plans, Employee - economics Health care policy Health Expenditures Health insurance Health insurance industry Health risk assessment Health savings accounts Humans Insurance Coverage Medical Savings Accounts Medical sciences Miscellaneous Pediatrics Pediatrics - economics Practice Management, Medical Public health. Hygiene Public health. Hygiene-occupational medicine Quality of Health Care Reimbursement Mechanisms United States |
| title | Weighing the Risks of Consumer-Driven Health Plans for Families |
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