The Impact of Secondary Market Guidelines on Affordable and Fair Lending: A Reconnaissance from the Front Lines

Two government-sponsored enterprises (GSEs) -- Fannie Mae & Freddie Mac -- play a dominant role in housing finance markets. As a result, the underwriting standards developed by the GSEs are widely used by lenders, & determine who qualifies for conventional mortgage finance. In recent years,...

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Veröffentlicht in:	The Review of Black political economy 2000-10, Vol.28 (2), p.29-52
Hauptverfasser:	Temkin, Kenneth, Quercia, Roberto G, Galster, George C
Format:	Artikel
Sprache:	eng
Schlagworte:	Credit Criteria Enterprises Finance Housing Market Loans Low Income Groups
Online-Zugang:	Volltext
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