Do Rural Banks Matter? Evidence from the Indian Social Banking Experiment
The question of whether state-led expansion of credit and savings facilities can reduce poverty has long been of interest to economists and policymakers. Credible evidence on whether state-led expansion of the banking sector can reduce poverty is limited. The central reason for this is the nonrandom...
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| Veröffentlicht in: | The American economic review 2005-06, Vol.95 (3), p.780-795 |
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| creator | Burgess, Robin Pande, Rohini |
| description | The question of whether state-led expansion of credit and savings facilities can reduce poverty has long been of interest to economists and policymakers. Credible evidence on whether state-led expansion of the banking sector can reduce poverty is limited. The central reason for this is the nonrandom nature of these programs. Specifically, banks favor opening branches in richer areas while state-led bank expansion programs tend to target poorer areas. How a large state-led branch expansion program in India affected rural poverty is evaluated. |
| doi_str_mv | 10.1257/0002828054201242 |
| format | Article |
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Evidence from the Indian Social Banking Experiment</title><author>Burgess, Robin ; Pande, Rohini</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-LOGICAL-c492t-a4fbff0e5606d2a9045c7bd028712daba51f9c6fb547216fdae62449ff6a603f3</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>eng</language><creationdate>2005</creationdate><topic>Access to credit</topic><topic>Bank credit</topic><topic>Bank loans</topic><topic>Bank operations</topic><topic>Banking</topic><topic>Banking industry</topic><topic>Banking system</topic><topic>Branch banking</topic><topic>Central banks</topic><topic>Commercial banks</topic><topic>Credit market</topic><topic>Developing countries</topic><topic>Economic development</topic><topic>Expansion</topic><topic>Financial development</topic><topic>Impact analysis</topic><topic>India</topic><topic>Initiatives</topic><topic>LDCs</topic><topic>Licenses</topic><topic>Licensing</topic><topic>Linear regression</topic><topic>Low income groups</topic><topic>Microfinance</topic><topic>Nationalization</topic><topic>Per capita</topic><topic>Population</topic><topic>Poverty</topic><topic>Public sector</topic><topic>Quantitative analysis</topic><topic>Research design</topic><topic>Reserve banking</topic><topic>Rural areas</topic><topic>Rural poverty</topic><topic>Shorter Papers</topic><topic>Small business loans</topic><topic>Studies</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>Burgess, Robin</creatorcontrib><creatorcontrib>Pande, Rohini</creatorcontrib><collection>CrossRef</collection><collection>ProQuest Social Sciences Premium Collection</collection><collection>Global News & ABI/Inform Professional</collection><collection>Trade PRO</collection><collection>ProQuest Central (Corporate)</collection><collection>ABI/INFORM Collection</collection><collection>ABI/INFORM Global (PDF only)</collection><collection>Health & Medical Collection</collection><collection>ProQuest Central (purchase pre-March 2016)</collection><collection>ABI/INFORM Global (Alumni Edition)</collection><collection>Healthcare Administration Database (Alumni)</collection><collection>Medical Database (Alumni Edition)</collection><collection>Social Science Database (Alumni Edition)</collection><collection>International Bibliography of the Social Sciences (IBSS)</collection><collection>Hospital Premium Collection</collection><collection>Hospital Premium Collection (Alumni Edition)</collection><collection>ProQuest Central (Alumni) (purchase pre-March 2016)</collection><collection>ABI/INFORM Collection (Alumni Edition)</collection><collection>Research Library (Alumni Edition)</collection><collection>ProQuest Central (Alumni Edition)</collection><collection>ProQuest Central UK/Ireland</collection><collection>Social Science Premium Collection</collection><collection>ProQuest Central Essentials</collection><collection>ProQuest Central</collection><collection>Business Premium Collection</collection><collection>ProQuest One Community College</collection><collection>ProQuest Central Korea</collection><collection>International Bibliography of the Social Sciences</collection><collection>Business Premium Collection (Alumni)</collection><collection>Health Research Premium Collection</collection><collection>ABI/INFORM Global (Corporate)</collection><collection>Health Research Premium Collection (Alumni)</collection><collection>ProQuest Central Student</collection><collection>Research Library Prep</collection><collection>International Bibliography of the Social Sciences</collection><collection>ProQuest Business Collection (Alumni Edition)</collection><collection>ProQuest Business Collection</collection><collection>ProQuest Health & Medical Complete (Alumni)</collection><collection>ABI/INFORM Professional Advanced</collection><collection>ABI/INFORM Professional Standard</collection><collection>ABI/INFORM Global</collection><collection>Health & Medical Collection (Alumni Edition)</collection><collection>Healthcare Administration Database</collection><collection>Medical Database</collection><collection>Research Library</collection><collection>Social Science Database</collection><collection>Research Library (Corporate)</collection><collection>ProQuest One Business</collection><collection>ProQuest One Business (Alumni)</collection><collection>ProQuest One Academic Eastern Edition (DO NOT USE)</collection><collection>ProQuest One Academic</collection><collection>ProQuest One Academic UKI Edition</collection><collection>ProQuest Central Basic</collection><jtitle>The American economic review</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>Burgess, Robin</au><au>Pande, Rohini</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><atitle>Do Rural Banks Matter? 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| source | Business Source Complete; Jstor Complete Legacy; American Economic Association Web |
| subjects | Access to credit Bank credit Bank loans Bank operations Banking Banking industry Banking system Branch banking Central banks Commercial banks Credit market Developing countries Economic development Expansion Financial development Impact analysis India Initiatives LDCs Licenses Licensing Linear regression Low income groups Microfinance Nationalization Per capita Population Poverty Public sector Quantitative analysis Research design Reserve banking Rural areas Rural poverty Shorter Papers Small business loans Studies |
| title | Do Rural Banks Matter? Evidence from the Indian Social Banking Experiment |
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