Technical Efficiency in the Rural Financial Sector: Evidence from Mexico
The void in the rural financial market in Mexico is more pronounced than ever given the retreat of many state programs. In response, small, heterogeneous semi-formal institutions have begun to fill the gap with financial services to rural Mexicans. This study sheds light on this largely undocumented...
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| Veröffentlicht in: | The Journal of developing areas 2006-04, Vol.39 (2), p.101-119 |
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| container_title | The Journal of developing areas |
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| creator | Paxton, Julia |
| description | The void in the rural financial market in Mexico is more pronounced than ever given the retreat of many state programs. In response, small, heterogeneous semi-formal institutions have begun to fill the gap with financial services to rural Mexicans. This study sheds light on this largely undocumented sector by examining the technical efficiency of various institutional types. Data Envelopment Analysis is used to create a nonparametric frontier of technically efficient firms based on a sample of 350 semi-formal financial institutions. Using this framework, the heterogeneity of the sector is highlighted and most institutions are found to be highly inefficient. In a second stage of analysis, the primary determinants of efficiency are found to be institutional factors rather than client profiles. |
| doi_str_mv | 10.1353/jda.2006.0010 |
| format | Article |
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| ispartof | The Journal of developing areas, 2006-04, Vol.39 (2), p.101-119 |
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| language | eng |
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| source | Jstor Complete Legacy |
| subjects | Bank loans Banking Commercial banks Cost efficiency Cost-effectiveness Credit Credit unions Development banks Development studies Economic efficiency Efficiency metrics Financial services Institutions Mexico Production efficiency Rural areas Savings |
| title | Technical Efficiency in the Rural Financial Sector: Evidence from Mexico |
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