Genetic testing, insurance discrimination and medical research: what the United States can learn from peer countries

While genetic testing may be the gateway to the future of medicine, it also poses challenges for individuals, especially in terms of differentiated treatments on the basis of their genetic characteristics. The fear of unwanted disclosure to insurers and the possibility of genetic discrimination can...

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Veröffentlicht in:Nature medicine 2019-08, Vol.25 (8), p.1198-1204
Hauptverfasser: Bélisle-Pipon, Jean-Christophe, Vayena, Effy, Green, Robert C., Cohen, I. Glenn
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creator Bélisle-Pipon, Jean-Christophe
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description While genetic testing may be the gateway to the future of medicine, it also poses challenges for individuals, especially in terms of differentiated treatments on the basis of their genetic characteristics. The fear of unwanted disclosure to insurers and the possibility of genetic discrimination can hamper the recruitment of individuals for clinical research that involves genetic testing. Precision medicine initiatives, such as All of Us, are proliferating in the United States. In order to succeed, however, they must ensure that the millions of Americans recruited to share their genetic data are not penalized with regard to life, disability and long-term insurance coverage. In this Perspective, we discuss several initiatives adopted by countries around the world, such as the United Kingdom and France, that better balance the interests of insurers and research subjects, and explain how the United States might learn from them. We call for regulatory and industry leadership to come together to establish a voluntary moratorium on insurance pricing with the aim of protecting research participants.
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subjects 631/208
706/689/179
706/689/280
Biomedical and Life Sciences
Biomedical Research
Biomedicine
Cancer Research
Civil rights
Disclosure of information
Ethical aspects
Genetic screening
Genetic Testing
Genetics
Humans
Infectious Diseases
Insurance
Insurance Coverage
Insurance industry
Laws, regulations and rules
Leadership
Medical research
Medicine
Metabolic Diseases
Molecular Medicine
Neurosciences
Perspective
Precision Medicine
United States
Volunteer workers in medical care
title Genetic testing, insurance discrimination and medical research: what the United States can learn from peer countries
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