High-Deductible Plans May Reduce Ambulatory Care Use

Although rates of uninsured Americans are declining because of the Affordable Care Act (ACA), there is growing concern about out-of-pocket expenditures associated with private high-deductible insurance plans. Although lower premiums are attractive to many, the trade-offs are large deductibles (more...

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Veröffentlicht in:	American family physician 2016-11, Vol.94 (9), p.727-727
Hauptverfasser:	Jetty, Anuradha, MPH, Rabin, David, MD, MPH, Petterson, Stephen, PhD, Froehlich, Allison, BA
Format:	Artikel
Sprache:	eng
Schlagworte:	Ambulatory Care - economics Cost of Illness Deductibles and Coinsurance - statistics & numerical data Financing, Personal - statistics & numerical data Health Services Accessibility - economics Humans Insurance Coverage - economics Insurance, Health - economics Internal Medicine United States
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description	Although rates of uninsured Americans are declining because of the Affordable Care Act (ACA), there is growing concern about out-of-pocket expenditures associated with private high-deductible insurance plans. Although lower premiums are attractive to many, the trade-offs are large deductibles (more than $1,200 per person or more than $2,400 per family) and increased risk of medical debt. Many patients with these plans delay or avoid necessary treatment, including ambulatory and preventive care.
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subjects	Ambulatory Care - economics Cost of Illness Deductibles and Coinsurance - statistics & numerical data Financing, Personal - statistics & numerical data Health Services Accessibility - economics Humans Insurance Coverage - economics Insurance, Health - economics Internal Medicine United States
title	High-Deductible Plans May Reduce Ambulatory Care Use
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